Side-by-side · Q2 2026 data
Bmi Federal Credit Union vs Cinfed Federal Credit Union
Metric by metric
| Measure | Bmi Federal Credit Union | Cinfed Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 72 (stronger) |
| Capital cushion | 54 | 66 (stronger) |
| Loan quality | 85 | 90 (stronger) |
| Earnings | 52 | 53 (stronger) |
| Funding & liquidity | 74 (stronger) | 61 |
| Problem-loan coverage | 92 | 96 (stronger) |
| Peer percentile | 45th | 57th |
| Total assets | $732.3M | $863.2M |
| Deposits / shares | $618.1M | $723.6M |
| Capital ratio | 10.42% | 11.56% (stronger) |
| Problem loans | 0.46% | 0.30% (stronger) |
| Net charge-offs | 0.18% (stronger) | 0.21% |
| Return on assets | 0.79% | 0.84% (stronger) |
| Loans ÷ deposits | 85.9% (stronger) | 99.5% |
| Uninsured deposits | 10.7% | 0.4% (stronger) |
| Offices | 6 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 12.3% | 14.6% |
Cinfed Federal Credit Union has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bmi Federal Credit Union leads on 2 and Cinfed Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.