Side-by-side · Q2 2026 data
BMO Bank National Association vs Alliant Credit Union
Metric by metric
| Measure | BMO Bank National Association | Alliant Credit Union |
|---|---|---|
| TellerScore | 58 | 60 (stronger) |
| Capital cushion | 63 (stronger) | 42 |
| Loan quality | 69 | 73 (stronger) |
| Earnings | 26 | 58 (stronger) |
| Funding & liquidity | 46 | 62 (stronger) |
| Problem-loan coverage | 93 (stronger) | 86 |
| Peer percentile | 21st | 29th |
| Total assets | $255.0B | $20.0B |
| Deposits / shares | $194.1B | $16.1B |
| Capital ratio | 11.29% (stronger) | 9.17% |
| Problem loans | 0.92% | 0.81% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.98% |
| Return on assets | 0.15% | 0.95% (stronger) |
| Loans ÷ deposits | 71.8% (stronger) | 98.7% |
| Uninsured deposits | 52.7% | 12.3% (stronger) |
| Offices | 957 | 1 |
| CFPB complaints (3 yrs) | 3,939 | 754 |
| Complaints per $1B deposits | 20.3 (stronger) | 46.8 |
| Mortgage denial rate (HMDA) | — | 34.0% |
Alliant Credit Union has the higher TellerScore (60 vs 58). On the 8 directional measures above (where higher or lower is clearly better), BMO Bank National Association leads on 4 and Alliant Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.