TellerScore

Alliant Credit Union (NCUA charter #67955) is based in Chicago, Illinois. Its Q2 2026 call report shows $20.0B in total assets and $16.1B in member shares and deposits and 1 office.

Based on its Q2 2026 filing, Alliant Credit Union scores 60/100, which we describe as moderate. That is higher than only 29% of 25 credit unions with over $10 billion. Among 188 credit unions headquartered in Illinois, it ranks 156th. Its strongest component is problem-loan coverage (86/100; 7.2%), and its lowest is capital cushion (42/100; 9.17%).

TellerScore · Q2 2026

Scorecard

Capital cushion42/100
Net worth ratio: 9.17%
Loan quality73/100
Loans 60+ days delinquent ÷ total loans: 0.81%
Earnings58/100
Return on assets (annualized): 0.95%
Funding & liquidity62/100
Loans ÷ shares: 98.7% · 12.3% uninsured
Problem-loan coverage86/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 7.16%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 4 points (56 → 60), mostly because the earnings component improved by 14 points.

TellerScore
535760Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202456
Q3 202456
Q4 202455
Q1 202554
Q2 202556
Q3 202553
Q4 202556
Q1 202657
Q2 202660
Net worth ratio
7.00%8.18%9.37%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 20248.60%
Q3 20248.74%
Q4 20249.09%
Q1 20259.14%
Q2 20258.83%
Q3 20258.83%
Q4 20258.94%
Q1 20269.37%
Q2 20269.17%
Delinquent loans (60+ days)
0.81%0.96%1.12%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.87%
Q3 20240.92%
Q4 20240.92%
Q1 20251.06%
Q2 20250.81%
Q3 20251.12%
Q4 20250.84%
Q1 20260.94%
Q2 20260.81%
Return on assets
0.40%0.67%0.95%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.47%
Q3 20240.54%
Q4 20240.42%
Q1 20250.40%
Q2 20250.61%
Q3 20250.60%
Q4 20250.55%
Q1 20260.59%
Q2 20260.95%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202660$20.0B9.17%0.81%0.95%98.7%
Q1 202657$19.7B9.37%0.94%0.59%96.3%
Q4 202556$20.3B8.94%0.84%0.55%97.7%
Q3 202553$20.3B8.83%1.12%0.60%101.7%
Q2 202556$20.0B8.83%0.81%0.61%99.0%
Q1 202554$19.7B9.14%1.06%0.40%95.9%
Q4 202455$19.5B9.09%0.92%0.42%94.9%
Q3 202456$20.3B8.74%0.92%0.54%91.0%
Q2 202456$20.3B8.60%0.87%0.47%89.2%

25 peers · Over $10 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.17%
17th
Problem loans0.81%
63rd
Net charge-offs0.98%
29th
Return on assets0.95%
54th
Loans to deposits98.7%
17th
Uninsured deposits12.3%
50th
Loan-loss reserves0.00%
50th
Texas ratio7.2%
50th

Deposit insurance

Is my money safe at Alliant Credit Union?

Yes. Alliant Credit Union is a federally insured credit union (NCUA charter #67955). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 12.3% of shares and deposits ($2.0B) are above the $250,000 NCUA insurance limit, close to the peer median of 12%. Insured balances are protected regardless of the score.

The net worth ratio is 9.17%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Alliant Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

CFPB complaint database

Consumer complaints

Over the last three years, the CFPB forwarded 754 consumer complaints about ALLIANT CREDIT UNION to the company (279 in the last 12 months). 99.9% received a timely response. That is 46.8 complaints per $1 billion of deposits, versus a median of 8.5 among institutions with complaint data.

Complaint counts reflect volume, not validity: the CFPB does not verify complaints, and large institutions receive more because they serve more customers. Complaints are filed under the parent company name, which may cover affiliates.

Complaint breakdown by product and issue

HMDA 2025

Mortgage lending

In 2025, Alliant Credit Union reported 14,601 home-loan applications under HMDA (LEI 549300T94GSH3C4U5M59): 8,359 originated ($2,604,255,000 total), 4,440 denied, and 1,559 withdrawn or closed by the applicant. Its denial rate on decided applications was 34.0%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Alliant Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
67955
RSSD ID
367392
Primary regulator
State + NCUA
Established
1935
Headquarters
11545 W Touhy Ave, Chicago, IL 60666
Employees
914

Quick answers

Alliant Credit Union: common questions

Is Alliant Credit Union NCUA insured?

Yes. Alliant Credit Union is a federally insured credit union (NCUA charter #67955). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Alliant Credit Union's TellerScore?

60 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Alliant Credit Union have?

1 office as of the latest NCUA data.