Side-by-side · Q2 2026 data
BMO Bank National Association vs Grand Altitude Federal Credit Union
Credit union
Grand Altitude Federal Credit Union
Lander, Wyoming · $100 million – $1 billion
Metric by metric
| Measure | BMO Bank National Association | Grand Altitude Federal Credit Union |
|---|---|---|
| TellerScore | 58 | 85 (stronger) |
| Capital cushion | 63 | 88 (stronger) |
| Loan quality | 69 | 92 (stronger) |
| Earnings | 26 | 75 (stronger) |
| Funding & liquidity | 46 | 75 (stronger) |
| Problem-loan coverage | 93 | 97 (stronger) |
| Peer percentile | 21st | 87th |
| Total assets | $255.0B | $222.3M |
| Deposits / shares | $194.1B | $190.7M |
| Capital ratio | 11.29% | 13.83% (stronger) |
| Problem loans | 0.92% | 0.23% (stronger) |
| Net charge-offs | 0.20% (stronger) | 0.31% |
| Return on assets | 0.15% | 1.39% (stronger) |
| Loans ÷ deposits | 71.8% (stronger) | 85.4% |
| Uninsured deposits | 52.7% | 6.5% (stronger) |
| Offices | 957 | 3 |
| CFPB complaints (3 yrs) | 3,929 | — |
| Complaints per $1B deposits | 20.2 | — |
| Mortgage denial rate (HMDA) | 40.5% | — |
Grand Altitude Federal Credit Union has the higher TellerScore (85 vs 58). On the 7 directional measures above (where higher or lower is clearly better), BMO Bank National Association leads on 2 and Grand Altitude Federal Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lander, WY
- Riverton, WY