TellerScore

Headquartered in Lander, Wyoming, Grand Altitude Federal Credit Union is a federal credit union with $222.3M in total assets and $190.7M in member shares and deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1964.

Based on its Q2 2026 filing, Grand Altitude Federal Credit Union scores 85/100, which we describe as very strong. That is higher than 87% of 1,341 credit unions with $100 million – $1 billion. Among 18 credit unions headquartered in Wyoming, it ranks 1st. Its strongest component is problem-loan coverage (97/100; 1.6%), and its lowest is funding & liquidity (75/100; 85% loans-to-deposits, 6% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion88/100
Net worth ratio: 13.83%
Loan quality92/100
Loans 60+ days delinquent ÷ total loans: 0.23%
Earnings75/100
Return on assets (annualized): 1.39%
Funding & liquidity75/100
Loans ÷ shares: 85.4% · 6.5% uninsured
Problem-loan coverage97/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 1.57%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (80 → 85), mostly because the loan quality component improved by 14 points.

TellerScore
788285Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202479
Q4 202481
Q1 202579
Q2 202580
Q3 202578
Q4 202579
Q1 202685
Q2 202685
Net worth ratio
7.00%10.41%13.83%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202412.92%
Q3 202413.01%
Q4 202413.09%
Q1 202512.81%
Q2 202513.17%
Q3 202513.46%
Q4 202513.64%
Q1 202613.77%
Q2 202613.83%
Delinquent loans (60+ days)
0.23%0.57%0.91%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.66%
Q3 20240.72%
Q4 20240.51%
Q1 20250.60%
Q2 20250.66%
Q3 20250.91%
Q4 20250.80%
Q1 20260.25%
Q2 20260.23%
Return on assets
1.26%1.35%1.43%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.33%
Q3 20241.43%
Q4 20241.38%
Q1 20251.26%
Q2 20251.43%
Q3 20251.35%
Q4 20251.29%
Q1 20261.33%
Q2 20261.39%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202685$222.3M13.83%0.23%1.39%85.4%
Q1 202685$217.3M13.77%0.25%1.33%85.0%
Q4 202579$215.4M13.64%0.80%1.29%85.1%
Q3 202578$213.5M13.46%0.91%1.35%85.0%
Q2 202580$213.5M13.17%0.66%1.43%83.1%
Q1 202579$212.8M12.81%0.60%1.26%81.1%
Q4 202481$204.4M13.09%0.51%1.38%82.2%
Q3 202479$200.6M13.01%0.72%1.43%82.5%
Q2 202479$195.3M12.92%0.66%1.33%82.4%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio13.83%
77th
Problem loans0.23%
87th
Net charge-offs0.31%
56th
Return on assets1.39%
85th
Loans to deposits85.4%
27th
Uninsured deposits6.5%
44th
Loan-loss reserves0.00%
50th
Texas ratio1.6%
81st

Similar-size credit unions in Wyoming

InstitutionScoreAssetsCapitalProblem loansCompare
Campco Federal Credit UnionCredit union Gillette, WY77 out of 100, Strong$227.6M11.5%0.45%vs
Sunlight Federal Credit UnionCredit union Cody, WY31 out of 100, Low$210.6M10.3%7.34%vs
Western Vista Federal Credit UnionCredit union Cheyenne, WY62 out of 100, Moderate$280.8M9.3%0.68%vs
Stagepoint Federal Credit UnionCredit union Laramie, WY62 out of 100, Moderate$131.0M8.5%0.14%vs
Sheridan Community Federal Credit UnionCredit union Sheridan, WY65 out of 100, Moderate$105.0M10.8%1.42%vs
Wyhy Federal Credit UnionCredit union Cheyenne, WY47 out of 100, Below average$409.0M13.4%4.42%vs

Deposit insurance

Is my money safe at Grand Altitude Federal Credit Union?

Yes. Grand Altitude Federal Credit Union is a federally insured credit union (NCUA charter #16009). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.5% of shares and deposits ($12.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 13.83%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

3 locations

Branches

Grand Altitude Federal Credit Union lists 3 offices in 3 cities. Most locations:

  • Lander, WY (1)
  • Riverton, WY (1)
  • Shoshoni, WY (1)

All branch addresses and map

Identity & history

Profile

Legal name
Grand Altitude Federal Credit Union
Type
Federal credit union
NCUA charter #
16009
RSSD ID
497589
Primary regulator
NCUA
Established
1964
Headquarters
1005 11th St, Lander, WY 82520
Employees
40

Quick answers

Grand Altitude Federal Credit Union: common questions

Is Grand Altitude Federal Credit Union NCUA insured?

Yes. Grand Altitude Federal Credit Union is a federally insured credit union (NCUA charter #16009). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Grand Altitude Federal Credit Union's TellerScore?

85 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Grand Altitude Federal Credit Union have?

3 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lander

InstitutionScoreAssetsCapitalProblem loansCompare
Central Bank and TrustBank Lander, WY78 out of 100, Strong$202.5M8.6%0.00%vs
Wyoming Community BankBank Riverton, WY75 out of 100, Strong$262.4M9.5%0.31%vs
Meridian Trust Federal Credit UnionCredit union Cheyenne, WY74 out of 100, Strong$730.5M12.9%0.82%vs
First Interstate BankBank Billings, MT62 out of 100, Moderate$25.8B9.4%1.12%vs
BMO Bank National AssociationBank Chicago, IL58 out of 100, Moderate$255.0B11.3%0.92%vs