Side-by-side · Q2 2026 data
BNC National Bank vs Vue Community Credit Union
Credit union
Vue Community Credit Union
Bismarck, North Dakota · $100 million – $1 billion
Metric by metric
| Measure | BNC National Bank | Vue Community Credit Union |
|---|---|---|
| TellerScore | 71 (stronger) | 44 |
| Capital cushion | 72 (stronger) | 36 |
| Loan quality | 72 (stronger) | 0 |
| Earnings | 65 (stronger) | 59 |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 91 (stronger) | 62 |
| Peer percentile | 63rd | 2nd |
| Total assets | $1.0B | $106.3M |
| Deposits / shares | $915.8M | $96.7M |
| Capital ratio | 12.21% (stronger) | 8.60% |
| Problem loans | 0.84% (stronger) | 2.99% |
| Net charge-offs | 0.61% | 0.04% (stronger) |
| Return on assets | 1.14% (stronger) | 0.97% |
| Loans ÷ deposits | 78.8% | 60.0% (stronger) |
| Uninsured deposits | 32.5% | 7.7% (stronger) |
| Offices | 10 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.5% | 2.8% |
BNC National Bank has the higher TellerScore (71 vs 44). On the 7 directional measures above (where higher or lower is clearly better), BNC National Bank leads on 4 and Vue Community Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.