TellerScore

Headquartered in Bismarck, North Dakota, Vue Community Credit Union is a federally insured state-chartered credit union with $106.3M in total assets and $96.7M in member shares and deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1961.

Based on its Q2 2026 filing, Vue Community Credit Union scores 44/100, which we describe as below average. That is higher than only 2% of 1,341 credit unions with $100 million – $1 billion. Among 29 credit unions headquartered in North Dakota, it ranks 29th. Its strongest component is funding & liquidity (100/100; 60% loans-to-deposits, 8% uninsured), and its lowest is loan quality (0/100; 2.99%).

TellerScore · Q2 2026

Scorecard

Capital cushion36/100
Net worth ratio: 8.60%
Loan quality0/100
Loans 60+ days delinquent ÷ total loans: 2.99%
Earnings59/100
Return on assets (annualized): 0.97%
Funding & liquidity100/100
Loans ÷ shares: 60.0% · 7.7% uninsured
Problem-loan coverage62/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 18.96%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score fell 17 points (61 → 44), mostly because the loan quality component weakened by 76 points.

TellerScore
244668Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202442
Q3 202424
Q4 202447
Q1 202556
Q2 202561
Q3 202563
Q4 202566
Q1 202668
Q2 202644
Net worth ratio
7.00%8.91%10.82%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.82%
Q3 20248.12%
Q4 20247.54%
Q1 20257.83%
Q2 20258.08%
Q3 20258.21%
Q4 20258.32%
Q1 20268.48%
Q2 20268.60%
Delinquent loans (60+ days)
0.40%2.81%5.22%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20245.05%
Q3 20245.22%
Q4 20240.89%
Q1 20250.97%
Q2 20250.72%
Q3 20250.64%
Q4 20250.40%
Q1 20260.55%
Q2 20262.99%
Return on assets
-3.90%-1.38%1.13%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20240.39%
Q3 2024-3.90%
Q4 2024-2.58%
Q1 20250.45%
Q2 20250.69%
Q3 20250.78%
Q4 20250.80%
Q1 20261.13%
Q2 20260.97%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202644$106.3M8.60%2.99%0.97%60.0%
Q1 202668$105.3M8.48%0.55%1.13%61.0%
Q4 202566$103.7M8.32%0.40%0.80%62.9%
Q3 202563$103.1M8.21%0.64%0.78%62.2%
Q2 202561$101.6M8.08%0.72%0.69%62.6%
Q1 202556$101.8M7.83%0.97%0.45%62.7%
Q4 202447$104.2M7.54%0.89%-2.58%68.5%
Q3 202424$96.2M8.12%5.22%-3.90%71.3%
Q2 202442$99.9M10.82%5.05%0.39%71.0%

1,341 peers · $100 million – $1 billion

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio8.60%
8th
Problem loans2.99%
2nd
Net charge-offs0.04%
93rd
Return on assets0.97%
64th
Loans to deposits60.0%
78th
Uninsured deposits7.7%
32nd
Loan-loss reserves0.00%
50th
Texas ratio19.0%
3rd

Similar-size credit unions in North Dakota

InstitutionScoreAssetsCapitalProblem loansCompare
United Savings Credit UnionCredit union Fargo, ND50 out of 100, Below average$125.2M12.7%2.88%vs
Community Credit UnionCredit union New Rockford, ND95 out of 100, Very strong$171.6M17.7%0.22%vs
Aspire Community Federal Credit UnionCredit union Minot, ND87 out of 100, Very strong$181.6M15.6%0.41%vs
Railway Credit UnionCredit union Mandan, ND74 out of 100, Strong$211.6M12.1%0.50%vs
Hometown Credit UnionCredit union Kulm, ND58 out of 100, Moderate$223.1M15.6%6.81%vs
Dakota West Credit UnionCredit union Watford City, ND61 out of 100, Moderate$326.5M14.2%3.14%vs

Deposit insurance

Is my money safe at Vue Community Credit Union?

Yes. Vue Community Credit Union is a federally insured credit union (NCUA charter #64408). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 7.7% of shares and deposits ($7.4M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 8.60%, slightly above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

2 locations

Branches

Vue Community Credit Union lists 2 offices in 1 city. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Vue Community Credit Union reported 39 home-loan applications under HMDA (LEI 549300AIF4FYYXDE3021): 34 originated ($5,070,000 total), 1 denied, and 3 withdrawn or closed by the applicant. Its denial rate on decided applications was 2.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Vue Community Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64408
RSSD ID
217095
Primary regulator
State + NCUA
Established
1961
Headquarters
Po Box 2336, Bismarck, ND 58502
Employees
17

Quick answers

Vue Community Credit Union: common questions

Is Vue Community Credit Union NCUA insured?

Yes. Vue Community Credit Union is a federally insured credit union (NCUA charter #64408). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Vue Community Credit Union's TellerScore?

44 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Vue Community Credit Union have?

2 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Bismarck

InstitutionScoreAssetsCapitalProblem loansCompare
Security First Bank of North DakotaBank New Salem, ND87 out of 100, Very strong$293.2M13.0%0.00%vs
Kirkwood Bank & Trust Co.Bank Bismarck, ND80 out of 100, Strong$351.3M9.9%0.00%vs
Dakota Community Bank & Trust, National AssociationBank Hebron, ND76 out of 100, Strong$1.4B9.1%0.08%vs
Railway Credit UnionCredit union Mandan, ND74 out of 100, Strong$211.6M12.1%0.50%vs
Choice Financial GroupBank Fargo, ND73 out of 100, Strong$6.4B10.8%0.68%vs
BNC National BankBank Glendale, AZ71 out of 100, Strong$1.0B12.2%0.84%vs