Side-by-side · Q2 2026 data
BNY Mellon Trust of Delaware vs Applied Bank
Metric by metric
| Measure | BNY Mellon Trust of Delaware | Applied Bank |
|---|---|---|
| TellerScore | 72 | 93 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 17 | 100 (stronger) |
| Earnings | 100 | 100 |
| Funding & liquidity | 50 | 50 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 50th | 98th |
| Total assets | $254.9M | $274.1M |
| Deposits / shares | $150.5M | $228.6M |
| Capital ratio | 29.59% (stronger) | 17.49% |
| Problem loans | 2.48% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 5.82% (stronger) | 2.54% |
| Loans ÷ deposits | 4.4% (stronger) | 24.2% |
| Uninsured deposits | 97.3% | 64.1% (stronger) |
| Offices | 1 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Applied Bank has the higher TellerScore (93 vs 72). On the 6 directional measures above (where higher or lower is clearly better), BNY Mellon Trust of Delaware leads on 3 and Applied Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.