BNY Mellon Trust of Delaware is a state-chartered bank headquartered in Wilmington, Delaware, in business for about 43 years. At the end of Q2 2026 it reported $254.9M in total assets and $150.5M in deposits, with 1 office.
BNY Mellon Trust of Delaware has a TellerScore of 72 out of 100 (strong) based on Q2 2026 data — higher than 50% of its 2,650 banks with $100 million – $1 billion. Among 17 banks headquartered in Delaware, it ranks 7th. Capital cushion contributes the most (100/100, 29.59%); loan quality contributes the least (17/100, 2.48%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 2 points (70 → 72), mostly because the loan quality component improved by 6 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 67 |
| Q4 2024 | 67 |
| Q1 2025 | 67 |
| Q2 2025 | 70 |
| Q3 2025 | 71 |
| Q4 2025 | 71 |
| Q1 2026 | 72 |
| Q2 2026 | 72 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 30.44% |
| Q3 2024 | 33.16% |
| Q4 2024 | 31.15% |
| Q1 2025 | 26.25% |
| Q2 2025 | 29.73% |
| Q3 2025 | 32.47% |
| Q4 2025 | 31.15% |
| Q1 2026 | 30.87% |
| Q2 2026 | 29.59% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 5.35% |
| Q3 2024 | 5.40% |
| Q4 2024 | 3.29% |
| Q1 2025 | 3.21% |
| Q2 2025 | 2.66% |
| Q3 2025 | 2.60% |
| Q4 2025 | 2.58% |
| Q1 2026 | 2.52% |
| Q2 2026 | 2.48% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 4.88% |
| Q3 2024 | 4.92% |
| Q4 2024 | 4.54% |
| Q1 2025 | 5.60% |
| Q2 2025 | 4.96% |
| Q3 2025 | 5.24% |
| Q4 2025 | 5.38% |
| Q1 2026 | 6.03% |
| Q2 2026 | 5.82% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 72 | $254.9M | 29.59% | 2.48% | 5.82% | 4.4% |
| Q1 2026 | 72 | $252.8M | 30.87% | 2.52% | 6.03% | 4.6% |
| Q4 2025 | 71 | $241.9M | 31.15% | 2.58% | 5.38% | 5.0% |
| Q3 2025 | 71 | $232.2M | 32.47% | 2.60% | 5.24% | 5.6% |
| Q2 2025 | 70 | $330.5M | 29.73% | 2.66% | 4.96% | 3.2% |
| Q1 2025 | 67 | $235.0M | 26.25% | 3.21% | 5.60% | 5.6% |
| Q4 2024 | 67 | $252.0M | 31.15% | 3.29% | 4.54% | 5.2% |
| Q3 2024 | 67 | $202.8M | 33.16% | 5.40% | 4.92% | 7.6% |
| Q2 2024 | 67 | $202.2M | 30.44% | 5.35% | 4.88% | 7.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Delaware
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Applied BankBank Wilmington, DE | 93 out of 100, Very strong | $274.1M | 17.5% | 0.00% | vs |
| Stifel Trust Company Delaware, National AssociationBank Greenville, DE | 82 out of 100, Strong | $329.5M | 11.4% | 0.00% | vs |
| Deutsche Bank Trust Company DelawareBank Newark, DE | 93 out of 100, Very strong | $141.4M | 93.2% | 0.00% | vs |
| Community Bank DelawareBank Lewes, DE | 61 out of 100, Moderate | $443.6M | 8.6% | 0.24% | vs |
| County BankBank Rehoboth Beach, DE | 93 out of 100, Very strong | $696.4M | 15.4% | 0.30% | vs |
| Artisans' BankBank Wilmington, DE | 64 out of 100, Moderate | $718.2M | 10.4% | 0.74% | vs |
Deposit insurance
Is my money safe at BNY Mellon Trust of Delaware?
Yes. BNY Mellon Trust of Delaware is an FDIC-insured institution (FDIC certificate #24867). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 97.3% of deposits ($146.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 29.59%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 165.16% (benchmark: 10%).
1 location
Branches
BNY Mellon Trust of Delaware lists 1 office in 1 city. Most locations:
- Wilmington, DE (1)
Identity & history
Profile
- Legal name
- BNY Mellon Trust of Delaware
- Former names
- BNYM (Delaware); The Bank of New York (Delaware)
- Type
- State-chartered bank
- FDIC certificate #
- 24867
- RSSD ID
- 488318
- Primary regulator
- FDIC
- Holding company
- Bank of NY Mellon Corp the
- Established
- December 31, 1983
- Headquarters
- 103 Bellevue Parkway, Wilmington, DE 19809
- Website
- www.bny.com
- Employees
- 16
Quick answers
BNY Mellon Trust of Delaware: common questions
Is BNY Mellon Trust of Delaware FDIC insured?
Yes. BNY Mellon Trust of Delaware is an FDIC-insured institution (FDIC certificate #24867). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is BNY Mellon Trust of Delaware's TellerScore?
72 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has BNY Mellon Trust of Delaware ever failed?
There is no failure record for FDIC certificate #24867 in the FDIC failed bank list.
How many branches does BNY Mellon Trust of Delaware have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Wilmington
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| B. Braun Federal Credit UnionCredit union Allentown, PA | 100 out of 100, Very strong | $1.9M | 25.1% | 0.00% | vs |
| Police & Fire Federal Credit UnionCredit union Philadelphia, PA | 96 out of 100, Very strong | $10.2B | 18.6% | 0.24% | vs |
| HSBC Trust Company (Delaware), National AssociationBank Wilmington, DE | 94 out of 100, Very strong | $57.2M | 97.8% | 0.00% | vs |
| Upper Darby Belltelco Federal Credit UnionCredit union Upper Darby, PA | 94 out of 100, Very strong | $71.6M | 25.3% | 0.69% | vs |
| Applied BankBank Wilmington, DE | 93 out of 100, Very strong | $274.1M | 17.5% | 0.00% | vs |
| Deutsche Bank Trust Company DelawareBank Newark, DE | 93 out of 100, Very strong | $141.4M | 93.2% | 0.00% | vs |