Side-by-side · Q2 2026 data
Boelus State Bank vs Citizens State Bank
Metric by metric
| Measure | Boelus State Bank | Citizens State Bank |
|---|---|---|
| TellerScore | 95 (stronger) | 78 |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 100 | 100 |
| Earnings | 74 | 80 (stronger) |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 97th | 60th |
| Total assets | $24.4M | $35.6M |
| Deposits / shares | $20.6M | $27.8M |
| Capital ratio | 14.99% (stronger) | 11.43% |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.34% | 1.49% (stronger) |
| Loans ÷ deposits | 29.9% (stronger) | 112.1% |
| Uninsured deposits | 0.0% (stronger) | 4.4% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Boelus State Bank has the higher TellerScore (95 vs 78). On the 5 directional measures above (where higher or lower is clearly better), Boelus State Bank leads on 4 and Citizens State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.