TellerScore

Boelus State Bank (FDIC certificate #17825) is based in Boelus, Nebraska. Its Q2 2026 call report shows $24.4M in total assets and $20.6M in deposits and 1 office.

Boelus State Bank has a TellerScore of 95 out of 100 (very strong) based on Q2 2026 data — higher than 97% of its 546 banks with under $100 million in assets. Among 139 banks headquartered in Nebraska, it ranks 4th. Capital cushion contributes the most (100/100, 14.99%); earnings contributes the least (74/100, 1.34%).

TellerScore · Q2 2026

Scorecard

Capital cushion100/100
Tier 1 leverage ratio: 14.99%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings74/100
Return on assets (annualized): 1.34%
Funding & liquidity100/100
Loans ÷ deposits and uninsured-deposit share: 29.9% · 0.0% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (96 → 95).

TellerScore
939596Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202494
Q3 202494
Q4 202496
Q1 202593
Q2 202596
Q3 202595
Q4 202594
Q1 202694
Q2 202695
Tier 1 leverage ratio
5.00%10.17%15.33%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202414.16%
Q3 202414.55%
Q4 202415.09%
Q1 202515.33%
Q2 202515.07%
Q3 202515.12%
Q4 202515.13%
Q1 202614.99%
Q2 202614.99%
Noncurrent loans
-1.00%0.00%1.00%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
1.13%1.33%1.53%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.53%
Q3 20241.45%
Q4 20241.53%
Q1 20251.13%
Q2 20251.52%
Q3 20251.41%
Q4 20251.19%
Q1 20261.28%
Q2 20261.34%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202695$24.4M14.99%0.00%1.34%29.9%
Q1 202694$25.1M14.99%0.00%1.28%29.0%
Q4 202594$23.5M15.13%0.00%1.19%25.4%
Q3 202595$23.6M15.12%0.00%1.41%25.4%
Q2 202596$23.4M15.07%0.00%1.52%29.3%
Q1 202593$22.5M15.33%0.00%1.13%32.1%
Q4 202496$22.2M15.09%0.00%1.53%27.6%
Q3 202494$21.6M14.55%0.00%1.45%25.2%
Q2 202494$23.5M14.16%0.00%1.53%26.8%

546 peers · Under $100 million in assets

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio14.99%
69th
Total risk-based capital0.00%
27th
Problem loans0.00%
84th
Net charge-offs0.00%
58th
Return on assets1.34%
69th
Net interest margin2.85%
12th
Efficiency ratio41.3%
97th
Loans to deposits29.9%
91st
Uninsured deposits0.0%
100th
Loan-loss reserves3.27%
95th
Texas ratio0.0%
85th

Similar-size banks in Nebraska

InstitutionScoreAssetsCapitalProblem loansCompare
Nebraska State BankBank Lynch, NE50 out of 100, Below average$25.4M11.3%3.18%vs
The Bank of SteinauerBank Steinauer, NE69 out of 100, Moderate$19.0M7.9%0.00%vs
Citizens State BankBank Carleton, NE78 out of 100, Strong$35.6M11.4%0.00%vs
Nebraska State BankBank Bristow, NE55 out of 100, Moderate$36.6M13.4%2.26%vs
Bank of MeadBank Mead, NE76 out of 100, Strong$39.7M10.1%0.00%vs
Corn Growers State BankBank Murdock, NE54 out of 100, Below average$40.3M8.0%0.87%vs

Deposit insurance

Is my money safe at Boelus State Bank?

Yes. Boelus State Bank is an FDIC-insured institution (FDIC certificate #17825). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 0.0% of deposits ($0) are above the $250,000 FDIC insurance limit, below the peer median of 16%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 14.99%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

1 location

Branches

Boelus State Bank lists 1 office in 1 city. Most locations:

  • Boelus, NE (1)

All branch addresses and map

Identity & history

Profile

Legal name
Boelus State Bank
Type
State-chartered bank
FDIC certificate #
17825
RSSD ID
472250
Primary regulator
FDIC
Established
January 1, 1900
Headquarters
523 Delaware St, Boelus, NE 68820
Employees
4

Quick answers

Boelus State Bank: common questions

Is Boelus State Bank FDIC insured?

Yes. Boelus State Bank is an FDIC-insured institution (FDIC certificate #17825). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Boelus State Bank's TellerScore?

95 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Boelus State Bank ever failed?

There is no failure record for FDIC certificate #17825 in the FDIC failed bank list.

How many branches does Boelus State Bank have?

1 office as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Boelus

InstitutionScoreAssetsCapitalProblem loansCompare
Town & Country BankBank Ravenna, NE92 out of 100, Very strong$228.9M14.1%0.00%vs
Homestead BankBank Cozad, NE91 out of 100, Very strong$537.0M18.6%0.20%vs
Heritage BankBank Wood River, NE86 out of 100, Very strong$611.6M23.0%1.18%vs
Heartland BankBank Geneva, NE80 out of 100, Strong$911.1M10.3%0.13%vs
Home Federal Savings and Loan Association of Grand IslandBank Grand Island, NE80 out of 100, Strong$562.9M13.4%0.19%vs
Five Points BankBank Grand Island, NE76 out of 100, Strong$2.2B10.3%0.01%vs