Side-by-side · Q2 2026 data
BOKF, National Association vs Railroad Employees Credit Union
Metric by metric
| Measure | BOKF, National Association | Railroad Employees Credit Union |
|---|---|---|
| TellerScore | 64 | 74 (stronger) |
| Capital cushion | 43 | 58 (stronger) |
| Loan quality | 82 | 83 (stronger) |
| Earnings | 69 (stronger) | 66 |
| Funding & liquidity | 51 | 90 (stronger) |
| Problem-loan coverage | 95 (stronger) | 94 |
| Peer percentile | 46th | 49th |
| Total assets | $53.0B | $79.9M |
| Deposits / shares | $40.0B | $70.5M |
| Capital ratio | 9.29% | 10.79% (stronger) |
| Problem loans | 0.54% | 0.51% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.40% |
| Return on assets | 1.23% (stronger) | 1.15% |
| Loans ÷ deposits | 67.1% (stronger) | 70.1% |
| Uninsured deposits | 52.9% | 3.2% (stronger) |
| Offices | 114 | 1 |
| CFPB complaints (3 yrs) | 184 | — |
| Complaints per $1B deposits | 4.6 | — |
| Mortgage denial rate (HMDA) | 27.5% | — |
Railroad Employees Credit Union has the higher TellerScore (74 vs 64). On the 7 directional measures above (where higher or lower is clearly better), BOKF, National Association leads on 3 and Railroad Employees Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.