Side-by-side · Q2 2026 data
BOM Bank vs b1BANK
Metric by metric
| Measure | BOM Bank | b1BANK |
|---|---|---|
| TellerScore | 60 (stronger) | 59 |
| Capital cushion | 56 | 59 (stronger) |
| Loan quality | 71 (stronger) | 58 |
| Earnings | 60 | 69 (stronger) |
| Funding & liquidity | 32 | 34 (stronger) |
| Problem-loan coverage | 82 (stronger) | 81 |
| Peer percentile | 21st | 19th |
| Total assets | $1.6B | $8.9B |
| Deposits / shares | $1.4B | $7.3B |
| Capital ratio | 10.64% | 10.91% (stronger) |
| Problem loans | 0.86% (stronger) | 1.26% |
| Net charge-offs | 0.20% | 0.12% (stronger) |
| Return on assets | 1.00% | 1.23% (stronger) |
| Loans ÷ deposits | 86.6% (stronger) | 90.8% |
| Uninsured deposits | 52.4% | 46.7% (stronger) |
| Offices | 26 | 56 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | 7.0% |
BOM Bank has the higher TellerScore (60 vs 59). On the 7 directional measures above (where higher or lower is clearly better), BOM Bank leads on 3 and b1BANK on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.