Side-by-side · Q2 2026 data
BOM Bank vs Home Bank, National Association
Metric by metric
| Measure | BOM Bank | Home Bank, National Association |
|---|---|---|
| TellerScore | 60 | 70 (stronger) |
| Capital cushion | 56 | 71 (stronger) |
| Loan quality | 71 (stronger) | 68 |
| Earnings | 60 | 75 (stronger) |
| Funding & liquidity | 32 | 53 (stronger) |
| Problem-loan coverage | 82 | 85 (stronger) |
| Peer percentile | 21st | 58th |
| Total assets | $1.6B | $3.6B |
| Deposits / shares | $1.4B | $3.1B |
| Capital ratio | 10.64% | 12.11% (stronger) |
| Problem loans | 0.86% (stronger) | 0.95% |
| Net charge-offs | 0.20% | 0.06% (stronger) |
| Return on assets | 1.00% | 1.38% (stronger) |
| Loans ÷ deposits | 86.6% (stronger) | 89.2% |
| Uninsured deposits | 52.4% | 31.2% (stronger) |
| Offices | 26 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | 9.8% |
Home Bank, National Association has the higher TellerScore (70 vs 60). On the 7 directional measures above (where higher or lower is clearly better), BOM Bank leads on 2 and Home Bank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.