Headquartered in Lafayette, Louisiana, Home Bank, National Association is a national bank with $3.6B in total assets and $3.1B in deposits as of Q2 2026. It operates 44 offices across 3 states. Its charter dates back to 1908.
Home Bank, National Association has a TellerScore of 70 out of 100 (strong) based on Q2 2026 data — higher than 58% of its 897 banks with $1 billion – $10 billion. Among 104 banks headquartered in Louisiana, it ranks 47th. Problem-loan coverage contributes the most (85/100, 7.5%); funding & liquidity contributes the least (53/100, 89% loans-to-deposits, 31% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (69 → 70).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 68 |
| Q4 2024 | 70 |
| Q1 2025 | 70 |
| Q2 2025 | 69 |
| Q3 2025 | 69 |
| Q4 2025 | 67 |
| Q1 2026 | 67 |
| Q2 2026 | 70 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.22% |
| Q3 2024 | 11.32% |
| Q4 2024 | 11.38% |
| Q1 2025 | 11.48% |
| Q2 2025 | 11.47% |
| Q3 2025 | 11.80% |
| Q4 2025 | 11.84% |
| Q1 2026 | 12.11% |
| Q2 2026 | 12.11% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.63% |
| Q3 2024 | 0.68% |
| Q4 2024 | 0.50% |
| Q1 2025 | 0.69% |
| Q2 2025 | 0.84% |
| Q3 2025 | 1.09% |
| Q4 2025 | 1.24% |
| Q1 2026 | 1.31% |
| Q2 2026 | 0.95% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.12% |
| Q3 2024 | 1.15% |
| Q4 2024 | 1.16% |
| Q1 2025 | 1.35% |
| Q2 2025 | 1.37% |
| Q3 2025 | 1.42% |
| Q4 2025 | 1.41% |
| Q1 2026 | 1.38% |
| Q2 2026 | 1.38% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 70 | $3.6B | 12.11% | 0.95% | 1.38% | 89.2% |
| Q1 2026 | 67 | $3.5B | 12.11% | 1.31% | 1.38% | 88.9% |
| Q4 2025 | 67 | $3.5B | 11.84% | 1.24% | 1.41% | 91.0% |
| Q3 2025 | 69 | $3.5B | 11.80% | 1.09% | 1.42% | 89.8% |
| Q2 2025 | 69 | $3.5B | 11.47% | 0.84% | 1.37% | 93.8% |
| Q1 2025 | 70 | $3.5B | 11.48% | 0.69% | 1.35% | 95.8% |
| Q4 2024 | 70 | $3.4B | 11.38% | 0.50% | 1.16% | 96.3% |
| Q3 2024 | 68 | $3.4B | 11.32% | 0.68% | 1.15% | 94.7% |
| Q2 2024 | 68 | $3.4B | 11.22% | 0.63% | 1.12% | 96.4% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Investar Bank, National AssociationBank Baton Rouge, LA | 67 out of 100, Moderate | $3.9B | 10.7% | 0.63% | vs |
| Gulf Coast Bank and Trust CompanyBank New Orleans, LA | 55 out of 100, Moderate | $3.9B | 9.1% | 1.60% | vs |
| First Guaranty BankBank Hammond, LA | 38 out of 100, Low | $3.9B | 7.1% | 2.30% | vs |
| Red River BankBank Alexandria, LA | 82 out of 100, Strong | $3.3B | 12.5% | 0.11% | vs |
| BOM BankBank Natchitoches, LA | 60 out of 100, Moderate | $1.6B | 10.6% | 0.86% | vs |
| Bonvenu Bank, National AssociationBank Bossier City, LA | 67 out of 100, Moderate | $1.6B | 10.0% | 0.13% | vs |
Deposit insurance
Is my money safe at Home Bank, National Association?
Yes. Home Bank, National Association is an FDIC-insured institution (FDIC certificate #28094). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 31.2% of deposits ($959.4M) are above the $250,000 FDIC insurance limit, close to the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 12.11%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.61% (benchmark: 10%).
44 locations
Branches
Home Bank, National Association lists 41 offices in 27 cities across 3 states. Most locations:
- Lafayette, LA (6)
- Baton Rouge, LA (4)
- Natchez, MS (3)
- Broussard, LA (2)
- Covington, LA (2)
- Metairie, LA (2)
- New Orleans, LA (2)
- Abita Springs, LA (1)
- Carencro, LA (1)
- Church Point, LA (1)
- Crowley, LA (1)
- Elton, LA (1)
HMDA 2025
Mortgage lending
In 2025, Home Bank, National Association reported 393 home-loan applications under HMDA (LEI 549300II7Y8V2KY9TM28): 282 originated ($84,280,000 total), 34 denied, and 45 withdrawn or closed by the applicant. Its denial rate on decided applications was 9.8%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Home Bank, National Association
- Former names
- Home Bank; Home Savings Bank, F.S.B.; Home Savings and Loan Association
- Type
- National bank
- FDIC certificate #
- 28094
- RSSD ID
- 929978
- Primary regulator
- OCC
- Holding company
- Home Bcorp Inc
- Established
- January 1, 1908
- Headquarters
- 503 Kaliste Saloom Rd, Lafayette, LA 70508
- Website
- www.home24bank.com
- Employees
- 492
Quick answers
Home Bank, National Association: common questions
Is Home Bank, National Association FDIC insured?
Yes. Home Bank, National Association is an FDIC-insured institution (FDIC certificate #28094). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Home Bank, National Association's TellerScore?
70 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Home Bank, National Association ever failed?
There is no failure record for FDIC certificate #28094 in the FDIC failed bank list.
How many branches does Home Bank, National Association have?
44 offices as of the latest FDIC data, in 3 states.
Nearby
Highest-scoring banks and credit unions with branches near Lafayette
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Acadiana Medical Federal Credit UnionCredit union Lafayette, LA | 92 out of 100, Very strong | $13.5M | 25.5% | 0.00% | vs |
| South Louisiana BankBank Houma, LA | 91 out of 100, Very strong | $659.8M | 15.3% | 0.45% | vs |
| Gulf Coast BankBank Abbeville, LA | 86 out of 100, Very strong | $513.7M | 14.7% | 0.63% | vs |
| Currency BankBank Baton Rouge, LA | 86 out of 100, Very strong | $248.5M | 13.4% | 0.14% | vs |
| Bayou Federal Credit UnionCredit union Baton Rouge, LA | 84 out of 100, Strong | $82.5M | 15.9% | 0.30% | vs |
| Acadian Federal Credit UnionCredit union Lafayette, LA | 83 out of 100, Strong | $20.9M | 11.9% | 0.02% | vs |