Side-by-side · Q2 2026 data
BOM Bank vs Investar Bank, National Association
Metric by metric
| Measure | BOM Bank | Investar Bank, National Association |
|---|---|---|
| TellerScore | 60 | 67 (stronger) |
| Capital cushion | 56 | 57 (stronger) |
| Loan quality | 71 | 79 (stronger) |
| Earnings | 60 | 73 (stronger) |
| Funding & liquidity | 32 | 45 (stronger) |
| Problem-loan coverage | 82 | 90 (stronger) |
| Peer percentile | 21st | 44th |
| Total assets | $1.6B | $3.9B |
| Deposits / shares | $1.4B | $3.2B |
| Capital ratio | 10.64% | 10.75% (stronger) |
| Problem loans | 0.86% | 0.63% (stronger) |
| Net charge-offs | 0.20% | 0.03% (stronger) |
| Return on assets | 1.00% | 1.32% (stronger) |
| Loans ÷ deposits | 86.6% (stronger) | 94.0% |
| Uninsured deposits | 52.4% | 34.1% (stronger) |
| Offices | 26 | 36 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | 11.5% |
Investar Bank, National Association has the higher TellerScore (67 vs 60). On the 7 directional measures above (where higher or lower is clearly better), BOM Bank leads on 1 and Investar Bank, National Association on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.