Side-by-side · Q2 2026 data
BOM Bank vs JD Bank
Metric by metric
| Measure | BOM Bank | JD Bank |
|---|---|---|
| TellerScore | 60 | 76 (stronger) |
| Capital cushion | 56 | 69 (stronger) |
| Loan quality | 71 | 87 (stronger) |
| Earnings | 60 | 64 (stronger) |
| Funding & liquidity | 32 | 80 (stronger) |
| Problem-loan coverage | 82 | 92 (stronger) |
| Peer percentile | 21st | 80th |
| Total assets | $1.6B | $1.3B |
| Deposits / shares | $1.4B | $1.1B |
| Capital ratio | 10.64% | 11.88% (stronger) |
| Problem loans | 0.86% | 0.40% (stronger) |
| Net charge-offs | 0.20% | 0.07% (stronger) |
| Return on assets | 1.00% | 1.11% (stronger) |
| Loans ÷ deposits | 86.6% | 68.8% (stronger) |
| Uninsured deposits | 52.4% | 25.0% (stronger) |
| Offices | 26 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | — |
JD Bank has the higher TellerScore (76 vs 60). On the 7 directional measures above (where higher or lower is clearly better), BOM Bank leads on 0 and JD Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.