JD Bank (FDIC certificate #16546) is based in Jennings, Louisiana. Its Q2 2026 call report shows $1.3B in total assets and $1.1B in deposits and 25 offices.
Based on its Q2 2026 filing, JD Bank scores 76/100, which we describe as strong. That is higher than 80% of 897 banks with $1 billion – $10 billion. Among 104 banks headquartered in Louisiana, it ranks 24th. Its strongest component is problem-loan coverage (92/100; 4.1%), and its lowest is earnings (64/100; 1.11%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (72 → 76), mostly because the loan quality component improved by 11 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 70 |
| Q3 2024 | 73 |
| Q4 2024 | 72 |
| Q1 2025 | 72 |
| Q2 2025 | 72 |
| Q3 2025 | 75 |
| Q4 2025 | 75 |
| Q1 2026 | 75 |
| Q2 2026 | 76 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.23% |
| Q3 2024 | 11.32% |
| Q4 2024 | 11.34% |
| Q1 2025 | 11.50% |
| Q2 2025 | 11.64% |
| Q3 2025 | 11.66% |
| Q4 2025 | 11.92% |
| Q1 2026 | 11.79% |
| Q2 2026 | 11.88% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.94% |
| Q3 2024 | 0.67% |
| Q4 2024 | 0.74% |
| Q1 2025 | 0.75% |
| Q2 2025 | 0.72% |
| Q3 2025 | 0.47% |
| Q4 2025 | 0.50% |
| Q1 2026 | 0.44% |
| Q2 2026 | 0.40% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.23% |
| Q3 2024 | 1.26% |
| Q4 2024 | 1.24% |
| Q1 2025 | 1.08% |
| Q2 2025 | 1.08% |
| Q3 2025 | 1.16% |
| Q4 2025 | 1.16% |
| Q1 2026 | 1.05% |
| Q2 2026 | 1.11% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 76 | $1.3B | 11.88% | 0.40% | 1.11% | 68.8% |
| Q1 2026 | 75 | $1.3B | 11.79% | 0.44% | 1.05% | 67.9% |
| Q4 2025 | 75 | $1.3B | 11.92% | 0.50% | 1.16% | 67.9% |
| Q3 2025 | 75 | $1.2B | 11.66% | 0.47% | 1.16% | 71.8% |
| Q2 2025 | 72 | $1.2B | 11.64% | 0.72% | 1.08% | 72.4% |
| Q1 2025 | 72 | $1.2B | 11.50% | 0.75% | 1.08% | 67.6% |
| Q4 2024 | 72 | $1.2B | 11.34% | 0.74% | 1.24% | 69.4% |
| Q3 2024 | 73 | $1.2B | 11.32% | 0.67% | 1.26% | 70.7% |
| Q2 2024 | 70 | $1.2B | 11.23% | 0.94% | 1.23% | 70.1% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Synergy BankBank Houma, LA | 61 out of 100, Moderate | $1.3B | 11.3% | 2.07% | vs |
| Fidelity BankBank New Orleans, LA | 64 out of 100, Moderate | $1.2B | 20.3% | 1.85% | vs |
| Jonesboro State BankBank Jonesboro, LA | 63 out of 100, Moderate | $1.3B | 7.7% | 1.64% | vs |
| Sabine State Bank and Trust CompanyBank Many, LA | 52 out of 100, Below average | $1.3B | 8.3% | 1.66% | vs |
| First Federal Bank of LouisianaBank Lake Charles, LA | 70 out of 100, Strong | $1.1B | 12.0% | 0.17% | vs |
| First American Bank and TrustBank Vacherie, LA | 73 out of 100, Strong | $1.4B | 13.8% | 1.28% | vs |
Deposit insurance
Is my money safe at JD Bank?
Yes. JD Bank is an FDIC-insured institution (FDIC certificate #16546). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 25.0% of deposits ($280.3M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 11.88%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 17.79% (benchmark: 10%).
25 locations
Branches
JD Bank lists 22 offices in 15 cities. Most locations:
- Lake Charles, LA (6)
- Lafayette, LA (2)
- Sulphur, LA (2)
- Baton Rouge, LA (1)
- Eunice, LA (1)
- Iowa, LA (1)
- Jennings, LA (1)
- Kinder, LA (1)
- Lake Arthur, LA (1)
- Mamou, LA (1)
- New Iberia, LA (1)
- Opelousas, LA (1)
Identity & history
Profile
- Legal name
- JD Bank
- Former names
- Jeff Davis Bank & Trust Company
- Type
- State-chartered bank
- FDIC certificate #
- 16546
- RSSD ID
- 980531
- Primary regulator
- FDIC
- Holding company
- Jd Bancshares Inc
- Established
- March 12, 1947
- Headquarters
- 507 N Main St, Jennings, LA 70546
- Website
- www.jdbank.com
- Employees
- 261
Quick answers
JD Bank: common questions
Is JD Bank FDIC insured?
Yes. JD Bank is an FDIC-insured institution (FDIC certificate #16546). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is JD Bank's TellerScore?
76 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has JD Bank ever failed?
There is no failure record for FDIC certificate #16546 in the FDIC failed bank list.
How many branches does JD Bank have?
25 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Jennings
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Currency BankBank Baton Rouge, LA | 86 out of 100, Very strong | $248.5M | 13.4% | 0.14% | vs |
| The BankBank Jennings, LA | 83 out of 100, Strong | $462.0M | 12.8% | 0.48% | vs |
| Rayne State Bank & Trust CompanyBank Rayne, LA | 79 out of 100, Strong | $540.5M | 11.6% | 0.44% | vs |
| First National Bank of LouisianaBank Crowley, LA | 78 out of 100, Strong | $631.1M | 11.0% | 0.00% | vs |
| The Evangeline Bank and Trust CompanyBank Ville Platte, LA | 77 out of 100, Strong | $1.1B | 14.2% | 1.24% | vs |
| United Mississippi BankBank Natchez, MS | 75 out of 100, Strong | $560.7M | 11.0% | 0.19% | vs |