Side-by-side · Q2 2026 data
BOM Bank vs Sabine State Bank and Trust Company
Metric by metric
| Measure | BOM Bank | Sabine State Bank and Trust Company |
|---|---|---|
| TellerScore | 60 (stronger) | 52 |
| Capital cushion | 56 (stronger) | 33 |
| Loan quality | 71 (stronger) | 45 |
| Earnings | 60 | 90 (stronger) |
| Funding & liquidity | 32 | 47 (stronger) |
| Problem-loan coverage | 82 (stronger) | 60 |
| Peer percentile | 21st | 9th |
| Total assets | $1.6B | $1.3B |
| Deposits / shares | $1.4B | $1.2B |
| Capital ratio | 10.64% (stronger) | 8.28% |
| Problem loans | 0.86% (stronger) | 1.66% |
| Net charge-offs | 0.20% | 0.08% (stronger) |
| Return on assets | 1.00% | 1.74% (stronger) |
| Loans ÷ deposits | 86.6% (stronger) | 88.7% |
| Uninsured deposits | 52.4% | 36.9% (stronger) |
| Offices | 26 | 51 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.5% | — |
BOM Bank has the higher TellerScore (60 vs 52). On the 7 directional measures above (where higher or lower is clearly better), BOM Bank leads on 4 and Sabine State Bank and Trust Company on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Natchitoches, LA
- Alexandria, LA
- Many, LA
- Hemphill, TX
- Pineville, LA
- Ringgold, LA
- Center, TX
- Montgomery, LA