Headquartered in Many, Louisiana, Sabine State Bank and Trust Company is a state-chartered bank with $1.3B in total assets and $1.2B in deposits as of Q2 2026. It operates 51 offices across 2 states. Its charter dates back to 1902.
Based on its Q2 2026 filing, Sabine State Bank and Trust Company scores 52/100, which we describe as below average. That is higher than only 9% of 897 banks with $1 billion – $10 billion. Among 104 banks headquartered in Louisiana, it ranks 91st. Its strongest component is earnings (90/100; 1.74%), and its lowest is capital cushion (33/100; 8.28%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 14 points (66 → 52), mostly because the loan quality component weakened by 23 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 67 |
| Q3 2024 | 66 |
| Q4 2024 | 65 |
| Q1 2025 | 65 |
| Q2 2025 | 66 |
| Q3 2025 | 67 |
| Q4 2025 | 70 |
| Q1 2026 | 54 |
| Q2 2026 | 52 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.68% |
| Q3 2024 | 9.63% |
| Q4 2024 | 9.56% |
| Q1 2025 | 9.30% |
| Q2 2025 | 10.27% |
| Q3 2025 | 10.47% |
| Q4 2025 | 10.61% |
| Q1 2026 | 9.26% |
| Q2 2026 | 8.28% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.84% |
| Q3 2024 | 0.74% |
| Q4 2024 | 0.96% |
| Q1 2025 | 0.94% |
| Q2 2025 | 0.96% |
| Q3 2025 | 0.92% |
| Q4 2025 | 0.70% |
| Q1 2026 | 1.64% |
| Q2 2026 | 1.66% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 2.79% |
| Q3 2024 | 2.79% |
| Q4 2024 | 2.75% |
| Q1 2025 | 2.49% |
| Q2 2025 | 2.55% |
| Q3 2025 | 2.50% |
| Q4 2025 | 2.41% |
| Q1 2026 | 1.73% |
| Q2 2026 | 1.74% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 52 | $1.3B | 8.28% | 1.66% | 1.74% | 88.7% |
| Q1 2026 | 54 | $1.4B | 9.26% | 1.64% | 1.73% | 90.8% |
| Q4 2025 | 70 | $1.3B | 10.61% | 0.70% | 2.41% | 94.0% |
| Q3 2025 | 67 | $1.3B | 10.47% | 0.92% | 2.50% | 92.7% |
| Q2 2025 | 66 | $1.3B | 10.27% | 0.96% | 2.55% | 92.2% |
| Q1 2025 | 65 | $1.4B | 9.30% | 0.94% | 2.49% | 88.8% |
| Q4 2024 | 65 | $1.4B | 9.56% | 0.96% | 2.75% | 88.2% |
| Q3 2024 | 66 | $1.3B | 9.63% | 0.74% | 2.79% | 91.1% |
| Q2 2024 | 67 | $1.3B | 9.68% | 0.84% | 2.79% | 88.3% |
897 peers · $1 billion – $10 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Louisiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First American Bank and TrustBank Vacherie, LA | 73 out of 100, Strong | $1.4B | 13.8% | 1.28% | vs |
| Jonesboro State BankBank Jonesboro, LA | 63 out of 100, Moderate | $1.3B | 7.7% | 1.64% | vs |
| Synergy BankBank Houma, LA | 61 out of 100, Moderate | $1.3B | 11.3% | 2.07% | vs |
| JD BankBank Jennings, LA | 76 out of 100, Strong | $1.3B | 11.9% | 0.40% | vs |
| Fidelity BankBank New Orleans, LA | 64 out of 100, Moderate | $1.2B | 20.3% | 1.85% | vs |
| First Federal Bank of LouisianaBank Lake Charles, LA | 70 out of 100, Strong | $1.1B | 12.0% | 0.17% | vs |
Deposit insurance
Is my money safe at Sabine State Bank and Trust Company?
Yes. Sabine State Bank and Trust Company is an FDIC-insured institution (FDIC certificate #8141). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 36.9% of deposits ($454.1M) are above the $250,000 FDIC insurance limit, above the peer median of 31%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 8.28%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 11.36% (benchmark: 10%).
51 locations
Branches
Sabine State Bank and Trust Company lists 51 offices in 42 cities across 2 states. Most locations:
- Many, LA (3)
- Natchitoches, LA (3)
- Alexandria, LA (2)
- Hemphill, TX (2)
- Lake Charles, LA (2)
- Leesville, LA (2)
- Winnfield, LA (2)
- Ball, LA (1)
- Brookeland, TX (1)
- Bunkie, LA (1)
- Center, TX (1)
- Cheneyville, LA (1)
CFPB TCCP survey · December 31, 2025
Credit card terms
| Card | Purchase APR | Annual fee | Late fee | Foreign fee |
|---|---|---|---|---|
| MasterCard | 16.80% | $12 | — | 1.0% |
Identity & history
Profile
- Legal name
- Sabine State Bank and Trust Company
- Type
- State-chartered bank
- FDIC certificate #
- 8141
- RSSD ID
- 125855
- Primary regulator
- FDIC
- Holding company
- Sabine Bancshares Inc
- Established
- January 1, 1902
- Headquarters
- 297 Elizabeth St, Many, LA 71449
- Website
- www.sabinebank.com
- Employees
- 340
Quick answers
Sabine State Bank and Trust Company: common questions
Is Sabine State Bank and Trust Company FDIC insured?
Yes. Sabine State Bank and Trust Company is an FDIC-insured institution (FDIC certificate #8141). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Sabine State Bank and Trust Company's TellerScore?
52 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Sabine State Bank and Trust Company ever failed?
There is no failure record for FDIC certificate #8141 in the FDIC failed bank list.
How many branches does Sabine State Bank and Trust Company have?
51 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Many
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Engage Federal Credit UnionCredit union Natchitoches, LA | 86 out of 100, Very strong | $28.5M | 21.6% | 0.95% | vs |
| City Bank & Trust Co.Bank Natchitoches, LA | 82 out of 100, Strong | $382.0M | 11.4% | 0.00% | vs |
| Southside BankBank Tyler, TX | 75 out of 100, Strong | $8.8B | 11.4% | 0.19% | vs |
| Community Bank of LouisianaBank Mansfield, LA | 74 out of 100, Strong | $852.9M | 10.1% | 0.01% | vs |
| Doches Credit UnionCredit union Nacogdoches, TX | 74 out of 100, Strong | $64.5M | 13.5% | 0.62% | vs |
| Sabine School Employees Federal Credit UnionCredit union Many, LA | 73 out of 100, Strong | $5.2M | 20.1% | 1.21% | vs |