Side-by-side · Q2 2026 data
Bonduel State Bank vs Conservation First Bank
Metric by metric
| Measure | Bonduel State Bank | Conservation First Bank |
|---|---|---|
| TellerScore | 89 (stronger) | 82 |
| Capital cushion | 90 | 90 |
| Loan quality | 100 (stronger) | 75 |
| Earnings | 75 | 100 (stronger) |
| Funding & liquidity | 82 (stronger) | 47 |
| Problem-loan coverage | 100 (stronger) | 91 |
| Peer percentile | 94th | 82nd |
| Total assets | $132.1M | $127.5M |
| Deposits / shares | $113.1M | $101.3M |
| Capital ratio | 14.04% (stronger) | 13.96% |
| Problem loans | 0.01% (stronger) | 0.74% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.37% | 2.12% (stronger) |
| Loans ÷ deposits | 78.5% (stronger) | 108.0% |
| Uninsured deposits | 12.6% (stronger) | 19.9% |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bonduel State Bank has the higher TellerScore (89 vs 82). On the 7 directional measures above (where higher or lower is clearly better), Bonduel State Bank leads on 6 and Conservation First Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.