Side-by-side · Q2 2026 data
Bonvenu Bank, National Association vs Gulf Coast Bank and Trust Company
Metric by metric
| Measure | Bonvenu Bank, National Association | Gulf Coast Bank and Trust Company |
|---|---|---|
| TellerScore | 67 (stronger) | 55 |
| Capital cushion | 50 (stronger) | 41 |
| Loan quality | 96 (stronger) | 47 |
| Earnings | 51 | 64 (stronger) |
| Funding & liquidity | 50 | 70 (stronger) |
| Problem-loan coverage | 98 (stronger) | 74 |
| Peer percentile | 44th | 13th |
| Total assets | $1.6B | $3.9B |
| Deposits / shares | $1.4B | $3.3B |
| Capital ratio | 10.04% (stronger) | 9.07% |
| Problem loans | 0.13% (stronger) | 1.60% |
| Net charge-offs | -0.00% (stronger) | 0.44% |
| Return on assets | 0.76% | 1.11% (stronger) |
| Loans ÷ deposits | 74.4% (stronger) | 83.7% |
| Uninsured deposits | 47.2% | 21.4% (stronger) |
| Offices | 15 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 7.4% | — |
Bonvenu Bank, National Association has the higher TellerScore (67 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Bonvenu Bank, National Association leads on 5 and Gulf Coast Bank and Trust Company on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.