The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 7 points (48 → 55), mostly because the loan quality component improved by 24 points.

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Louisiana

Yes. Gulf Coast Bank and Trust Company is an FDIC-insured institution (FDIC certificate #32974). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 21.4% of deposits ($708.6M) are above the $250,000 FDIC insurance limit, below the peer median of 31%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.07%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 13.10% (benchmark: 10%).

Check how much of your own balance is covered

Gulf Coast Bank and Trust Company lists 23 offices in 16 cities across 4 states. Most locations:

• New Orleans, LA (4)
• Baton Rouge, LA (2)
• Chalmette, LA (2)
• Covington, LA (2)
• Metairie, LA (2)
• Gretna, LA (1)
• Hammond, LA (1)
• Harahan, LA (1)
• Harvey, LA (1)
• Hattiesburg, MS (1)
• Kenner, LA (1)
• Mandeville, LA (1)

All branch addresses and map

Legal name

Gulf Coast Bank and Trust Company

Type

State-chartered bank

FDIC certificate #

32974

RSSD ID

1458608

Primary regulator

FDIC

Established

June 8, 1990

Headquarters

200 Saint Charles Ave, New Orleans, LA 70130

Website

www.gulfbank.com

Employees

926