Side-by-side · Q2 2026 data
Border Federal Credit Union vs Del Rio S.P. Credit Union
Metric by metric
| Measure | Border Federal Credit Union | Del Rio S.P. Credit Union |
|---|---|---|
| TellerScore | 88 (stronger) | 58 |
| Capital cushion | 100 | 100 |
| Loan quality | 78 (stronger) | 0 |
| Earnings | 83 (stronger) | 24 |
| Funding & liquidity | 81 | 95 (stronger) |
| Problem-loan coverage | 95 (stronger) | 89 |
| Peer percentile | 92nd | 19th |
| Total assets | $269.8M | $3.2M |
| Deposits / shares | $206.4M | $2.0M |
| Capital ratio | 17.83% | 37.22% (stronger) |
| Problem loans | 0.67% (stronger) | 5.07% |
| Net charge-offs | 0.53% | -0.98% (stronger) |
| Return on assets | 1.58% (stronger) | 0.10% |
| Loans ÷ deposits | 79.7% | 64.8% (stronger) |
| Uninsured deposits | 4.3% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Border Federal Credit Union has the higher TellerScore (88 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Border Federal Credit Union leads on 3 and Del Rio S.P. Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.