Border Federal Credit Union (NCUA charter #24304) is based in Del Rio, Texas. Its Q2 2026 call report shows $269.8M in total assets and $206.4M in member shares and deposits and 3 offices.
Border Federal Credit Union has a TellerScore of 88 out of 100 (very strong) based on Q2 2026 data — higher than 92% of its 1,341 credit unions with $100 million – $1 billion. Among 380 credit unions headquartered in Texas, it ranks 49th. Capital cushion contributes the most (100/100, 17.83%); loan quality contributes the least (78/100, 0.67%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (89 → 88).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 90 |
| Q3 2024 | 92 |
| Q4 2024 | 92 |
| Q1 2025 | 90 |
| Q2 2025 | 89 |
| Q3 2025 | 87 |
| Q4 2025 | 88 |
| Q1 2026 | 85 |
| Q2 2026 | 88 |
Show as table
| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 16.23% |
| Q3 2024 | 16.81% |
| Q4 2024 | 17.38% |
| Q1 2025 | 16.74% |
| Q2 2025 | 17.36% |
| Q3 2025 | 17.65% |
| Q4 2025 | 17.82% |
| Q1 2026 | 17.43% |
| Q2 2026 | 17.83% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.61% |
| Q3 2024 | 0.55% |
| Q4 2024 | 0.49% |
| Q1 2025 | 0.41% |
| Q2 2025 | 0.57% |
| Q3 2025 | 0.75% |
| Q4 2025 | 0.59% |
| Q1 2026 | 0.67% |
| Q2 2026 | 0.67% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.77% |
| Q3 2024 | 1.97% |
| Q4 2024 | 1.89% |
| Q1 2025 | 1.41% |
| Q2 2025 | 1.66% |
| Q3 2025 | 1.61% |
| Q4 2025 | 1.58% |
| Q1 2026 | 1.23% |
| Q2 2026 | 1.58% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 88 | $269.8M | 17.83% | 0.67% | 1.58% | 79.7% |
| Q1 2026 | 85 | $268.6M | 17.43% | 0.67% | 1.23% | 77.7% |
| Q4 2025 | 88 | $258.1M | 17.82% | 0.59% | 1.58% | 80.8% |
| Q3 2025 | 87 | $254.9M | 17.65% | 0.75% | 1.61% | 80.7% |
| Q2 2025 | 89 | $253.5M | 17.36% | 0.57% | 1.66% | 78.5% |
| Q1 2025 | 90 | $255.7M | 16.74% | 0.41% | 1.41% | 74.7% |
| Q4 2024 | 92 | $241.2M | 17.38% | 0.49% | 1.89% | 80.0% |
| Q3 2024 | 92 | $243.5M | 16.81% | 0.55% | 1.97% | 77.6% |
| Q2 2024 | 90 | $243.4M | 16.23% | 0.61% | 1.77% | 76.0% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Members Trust of the Southwest Federal Credit UnionCredit union Houston, TX | 70 out of 100, Strong | $273.7M | 8.5% | 0.09% | vs |
| Unity One Credit UnionCredit union Fort Worth, TX | 51 out of 100, Below average | $275.9M | 8.4% | 0.98% | vs |
| Energy Capital Credit UnionCredit union Houston, TX | 52 out of 100, Below average | $261.4M | 9.6% | 0.64% | vs |
| Southwest Heritage Credit UnionCredit union Odessa, TX | 83 out of 100, Strong | $260.9M | 13.3% | 0.20% | vs |
| Gulf Coast Federal Credit UnionCredit union Corpus Christi, TX | 48 out of 100, Below average | $259.8M | 8.3% | 1.31% | vs |
| Investex Credit UnionCredit union Humble, TX | 71 out of 100, Strong | $245.4M | 11.4% | 0.47% | vs |
Deposit insurance
Is my money safe at Border Federal Credit Union?
Yes. Border Federal Credit Union is a federally insured credit union (NCUA charter #24304). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 4.3% of shares and deposits ($8.9M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 17.83%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
3 locations
Branches
Border Federal Credit Union lists 3 offices in 1 city. Most locations:
- Del Rio, TX (3)
Identity & history
Profile
- Legal name
- Border Federal Credit Union
- Type
- Federal credit union
- NCUA charter #
- 24304
- RSSD ID
- 573698
- Primary regulator
- NCUA
- Established
- 1986
- Headquarters
- PO Box 420728, Del Rio, TX 78842
- Employees
- 123
Quick answers
Border Federal Credit Union: common questions
Is Border Federal Credit Union NCUA insured?
Yes. Border Federal Credit Union is a federally insured credit union (NCUA charter #24304). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Border Federal Credit Union's TellerScore?
88 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Border Federal Credit Union have?
3 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Del Rio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Del Rio S.P. Credit UnionCredit union Del Rio, TX | 58 out of 100, Moderate | $3.2M | 37.2% | 5.07% | vs |
| Soarion Federal Credit UnionCredit union San Antonio, TX | 55 out of 100, Moderate | $555.6M | 6.8% | 1.01% | vs |