Side-by-side · Q2 2026 data
Boston Firefighters Credit Union vs St. Jean'S Credit Union
Credit union
Boston Firefighters Credit Union
Dorchester, Massachusetts · $100 million – $1 billion
Metric by metric
| Measure | Boston Firefighters Credit Union | St. Jean'S Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 63 |
| Capital cushion | 79 (stronger) | 48 |
| Loan quality | 77 | 82 (stronger) |
| Earnings | 50 (stronger) | 32 |
| Funding & liquidity | 64 | 81 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 57th | 29th |
| Total assets | $452.6M | $372.5M |
| Deposits / shares | $381.0M | $326.0M |
| Capital ratio | 12.93% (stronger) | 9.84% |
| Problem loans | 0.68% | 0.54% (stronger) |
| Net charge-offs | 0.06% (stronger) | 0.15% |
| Return on assets | 0.75% (stronger) | 0.29% |
| Loans ÷ deposits | 92.4% | 78.8% (stronger) |
| Uninsured deposits | 18.2% | 6.2% (stronger) |
| Offices | 2 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 27.7% |
Boston Firefighters Credit Union has the higher TellerScore (72 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Boston Firefighters Credit Union leads on 4 and St. Jean'S Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.