Side-by-side · Q2 2026 data
Bowater Employees Credit Union vs Old Hickory Credit Union
Metric by metric
| Measure | Bowater Employees Credit Union | Old Hickory Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 65 |
| Capital cushion | 58 (stronger) | 55 |
| Loan quality | 75 (stronger) | 61 |
| Earnings | 90 (stronger) | 58 |
| Funding & liquidity | 79 | 89 (stronger) |
| Problem-loan coverage | 89 (stronger) | 84 |
| Peer percentile | 66th | 34th |
| Total assets | $302.6M | $347.3M |
| Deposits / shares | $267.9M | $309.7M |
| Capital ratio | 10.77% (stronger) | 10.52% |
| Problem loans | 0.74% (stronger) | 1.17% |
| Net charge-offs | 0.49% (stronger) | 0.67% |
| Return on assets | 1.74% (stronger) | 0.95% |
| Loans ÷ deposits | 81.2% | 71.0% (stronger) |
| Uninsured deposits | 6.9% | 1.9% (stronger) |
| Offices | 4 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.3% | 29.2% |
Bowater Employees Credit Union has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Bowater Employees Credit Union leads on 5 and Old Hickory Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.