Side-by-side · Q2 2026 data
Bragg Mutual Federal Credit Union vs Duke University Federal Credit Union
Credit union
Bragg Mutual Federal Credit Union
Fayetteville, North Carolina · $100 million – $1 billion
Credit union
Duke University Federal Credit Union
Durham, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | Bragg Mutual Federal Credit Union | Duke University Federal Credit Union |
|---|---|---|
| TellerScore | 54 | 64 (stronger) |
| Capital cushion | 33 | 57 (stronger) |
| Loan quality | 72 (stronger) | 43 |
| Earnings | 30 | 63 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 73 | 85 (stronger) |
| Peer percentile | 10th | 31st |
| Total assets | $131.1M | $203.2M |
| Deposits / shares | $118.9M | $180.1M |
| Capital ratio | 8.26% | 10.74% (stronger) |
| Problem loans | 0.85% (stronger) | 1.71% |
| Net charge-offs | 1.30% | 0.45% (stronger) |
| Return on assets | 0.24% | 1.06% (stronger) |
| Loans ÷ deposits | 75.3% | 51.6% (stronger) |
| Uninsured deposits | 9.4% | 6.8% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.1% |
Duke University Federal Credit Union has the higher TellerScore (64 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bragg Mutual Federal Credit Union leads on 1 and Duke University Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.