The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score fell 6 points (70 → 64), mostly because the loan quality component weakened by 33 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in North Carolina

Yes. Duke University Federal Credit Union is a federally insured credit union (NCUA charter #18616). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.8% of shares and deposits ($12.2M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 10.74%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Duke University Federal Credit Union lists 2 offices in 2 cities across 2 states. Most locations:

• Durham, NC (1)
• Greenville, SC (1)

All branch addresses and map

In 2025, Duke University Federal Credit Union reported 88 home-loan applications under HMDA (LEI 549300C04W4R4VGWRT26): 59 originated ($4,585,000 total), 18 denied, and 10 withdrawn or closed by the applicant. Its denial rate on decided applications was 23.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Duke University Federal Credit Union

Type

Federal credit union

NCUA charter #

18616

RSSD ID

959283

Primary regulator

NCUA

Established

1968

Headquarters

2200 West Main Street Suite L100, Durham, NC 27705

Employees

33