Side-by-side · Q2 2026 data
Bragg Mutual Federal Credit Union vs Members Credit Union
Credit union
Bragg Mutual Federal Credit Union
Fayetteville, North Carolina · $100 million – $1 billion
Credit union
Members Credit Union
Winston Salem, North Carolina · $100 million – $1 billion
Metric by metric
| Measure | Bragg Mutual Federal Credit Union | Members Credit Union |
|---|---|---|
| TellerScore | 54 | 85 (stronger) |
| Capital cushion | 33 | 98 (stronger) |
| Loan quality | 72 | 73 (stronger) |
| Earnings | 30 | 62 (stronger) |
| Funding & liquidity | 85 | 100 (stronger) |
| Problem-loan coverage | 73 | 95 (stronger) |
| Peer percentile | 10th | 87th |
| Total assets | $131.1M | $477.1M |
| Deposits / shares | $118.9M | $404.2M |
| Capital ratio | 8.26% | 14.83% (stronger) |
| Problem loans | 0.85% | 0.82% (stronger) |
| Net charge-offs | 1.30% (stronger) | 1.39% |
| Return on assets | 0.24% | 1.06% (stronger) |
| Loans ÷ deposits | 75.3% | 46.5% (stronger) |
| Uninsured deposits | 9.4% | 3.3% (stronger) |
| Offices | 4 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Members Credit Union has the higher TellerScore (85 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Bragg Mutual Federal Credit Union leads on 1 and Members Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.