Side-by-side · Q2 2026 data
Brainerd B. N. Credit Union vs Northridge Community Credit Union
Credit union
Northridge Community Credit Union
Virginia, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Brainerd B. N. Credit Union | Northridge Community Credit Union |
|---|---|---|
| TellerScore | 73 (stronger) | 65 |
| Capital cushion | 58 | 100 (stronger) |
| Loan quality | 94 (stronger) | 0 |
| Earnings | 38 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 66 |
| Problem-loan coverage | 94 (stronger) | 53 |
| Peer percentile | 60th | 34th |
| Total assets | $127.8M | $113.0M |
| Deposits / shares | $113.5M | $94.3M |
| Capital ratio | 10.76% | 15.60% (stronger) |
| Problem loans | 0.17% (stronger) | 4.18% |
| Net charge-offs | 0.01% (stronger) | 0.93% |
| Return on assets | 0.46% | 2.05% (stronger) |
| Loans ÷ deposits | 56.0% (stronger) | 94.6% |
| Uninsured deposits | 4.5% | 0.2% (stronger) |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brainerd B. N. Credit Union has the higher TellerScore (73 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Brainerd B. N. Credit Union leads on 4 and Northridge Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.