Side-by-side · Q2 2026 data
Branson Bank vs Heritage Bank of the Ozarks
Metric by metric
| Measure | Branson Bank | Heritage Bank of the Ozarks |
|---|---|---|
| TellerScore | 66 (stronger) | 45 |
| Capital cushion | 42 | 46 (stronger) |
| Loan quality | 80 (stronger) | 9 |
| Earnings | 78 (stronger) | 67 |
| Funding & liquidity | 57 | 65 (stronger) |
| Problem-loan coverage | 89 (stronger) | 55 |
| Peer percentile | 31st | 4th |
| Total assets | $414.1M | $424.0M |
| Deposits / shares | $372.9M | $376.9M |
| Capital ratio | 9.20% | 9.64% (stronger) |
| Problem loans | 0.60% (stronger) | 2.74% |
| Net charge-offs | -0.01% (stronger) | 0.01% |
| Return on assets | 1.45% (stronger) | 1.18% |
| Loans ÷ deposits | 95.1% | 86.1% (stronger) |
| Uninsured deposits | 22.7% (stronger) | 23.3% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Branson Bank has the higher TellerScore (66 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Branson Bank leads on 5 and Heritage Bank of the Ozarks on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.