TellerScore

Headquartered in Branson, Missouri, Branson Bank is a state-chartered bank with $414.1M in total assets and $372.9M in deposits as of Q2 2026. It operates 6 offices. Its charter dates back to 2000.

Based on its Q2 2026 filing, Branson Bank scores 66/100, which we describe as moderate. That is higher than only 31% of 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 133rd. Its strongest component is problem-loan coverage (89/100; 5.3%), and its lowest is capital cushion (42/100; 9.20%).

TellerScore · Q2 2026

Scorecard

Capital cushion42/100
Tier 1 leverage ratio: 9.20%
Loan quality80/100
Noncurrent loans ÷ total loans: 0.60%
Earnings78/100
Return on assets (annualized): 1.45%
Funding & liquidity57/100
Loans ÷ deposits and uninsured-deposit share: 95.1% · 22.7% uninsured
Problem-loan coverage89/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 5.28%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 3 points (63 → 66), mostly because the earnings component improved by 5 points.

TellerScore
636668Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202467
Q3 202467
Q4 202468
Q1 202563
Q2 202563
Q3 202564
Q4 202565
Q1 202665
Q2 202666
Tier 1 leverage ratio
5.00%7.10%9.20%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTier 1 leverage ratio
Q2 20248.93%
Q3 20248.75%
Q4 20248.90%
Q1 20259.19%
Q2 20259.13%
Q3 20259.10%
Q4 20259.06%
Q1 20269.17%
Q2 20269.20%
Noncurrent loans
0.00%0.36%0.72%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.69%
Q2 20250.72%
Q3 20250.72%
Q4 20250.66%
Q1 20260.63%
Q2 20260.60%
Return on assets
0.95%1.20%1.45%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 20240.95%
Q3 20241.03%
Q4 20241.11%
Q1 20251.28%
Q2 20251.32%
Q3 20251.40%
Q4 20251.45%
Q1 20261.45%
Q2 20261.45%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$414.1M9.20%0.60%1.45%95.1%
Q1 202665$410.0M9.17%0.63%1.45%94.8%
Q4 202565$405.8M9.06%0.66%1.45%92.5%
Q3 202564$390.0M9.10%0.72%1.40%95.0%
Q2 202563$384.3M9.13%0.72%1.32%95.8%
Q1 202563$376.8M9.19%0.69%1.28%95.6%
Q4 202468$366.6M8.90%0.00%1.11%95.9%
Q3 202467$371.4M8.75%0.00%1.03%92.8%
Q2 202467$359.9M8.93%0.00%0.95%93.6%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio9.20%
15th
Total risk-based capital12.49%
54th
Problem loans0.60%
41st
Net charge-offs-0.01%
85th
Return on assets1.45%
63rd
Net interest margin4.65%
84th
Efficiency ratio61.6%
52nd
Loans to deposits95.1%
16th
Uninsured deposits22.7%
54th
Loan-loss reserves1.19%
50th
Texas ratio5.3%
34th

Similar-size banks in Missouri

InstitutionScoreAssetsCapitalProblem loansCompare
MA BankBank Macon, MO65 out of 100, Moderate$417.3M9.5%0.96%vs
Central Bank of Kansas CityBank Kansas City, MO82 out of 100, Strong$410.2M11.9%0.13%vs
Bank of Franklin CountyBank Washington, MO65 out of 100, Moderate$419.4M9.5%0.27%vs
Heritage Bank of the OzarksBank Lebanon, MO45 out of 100, Below average$424.0M9.6%2.74%vs
Pony Express BankBank Braymer, MO76 out of 100, Strong$399.5M10.2%0.17%vs
Alliance BankBank Cape Girardeau, MO84 out of 100, Strong$391.3M13.6%0.26%vs

Deposit insurance

Is my money safe at Branson Bank?

Yes. Branson Bank is an FDIC-insured institution (FDIC certificate #35420). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 22.7% of deposits ($84.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 9.20%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 12.49% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

Branson Bank lists 5 offices in 3 cities. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Branson Bank
Type
State-chartered bank
FDIC certificate #
35420
RSSD ID
2861317
Primary regulator
FDIC
Holding company
Branson Bancshares Inc
Established
March 22, 2000
Headquarters
4675 Gretna Rd, Branson, MO 65616
Employees
77

Quick answers

Branson Bank: common questions

Is Branson Bank FDIC insured?

Yes. Branson Bank is an FDIC-insured institution (FDIC certificate #35420). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Branson Bank's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Branson Bank ever failed?

There is no failure record for FDIC certificate #35420 in the FDIC failed bank list.

How many branches does Branson Bank have?

6 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Branson

InstitutionScoreAssetsCapitalProblem loansCompare
Anstaff BankBank Green Forest, AR79 out of 100, Strong$1.2B10.2%0.14%vs
Commerce BankBank Kansas City, MO76 out of 100, Strong$35.0B11.4%0.17%vs
Stockmens BankBank Colorado Springs, CO75 out of 100, Strong$650.8M10.6%0.18%vs
Great Southern BankBank Reeds Spring, MO73 out of 100, Strong$5.5B11.3%0.02%vs
Academy Bank, National AssociationBank Kansas City, MO73 out of 100, Strong$3.2B14.3%1.05%vs
Freedom Bank of Southern MissouriBank Cassville, MO73 out of 100, Strong$850.1M8.7%0.13%vs