Side-by-side · Q2 2026 data
Brantley Bank and Trust Company vs Alabama State Employees Credit Union
Credit union
Alabama State Employees Credit Union
Montgomery, Alabama · $100 million – $1 billion
Metric by metric
| Measure | Brantley Bank and Trust Company | Alabama State Employees Credit Union |
|---|---|---|
| TellerScore | 48 | 80 (stronger) |
| Capital cushion | 51 | 70 (stronger) |
| Loan quality | 15 | 90 (stronger) |
| Earnings | 50 | 57 (stronger) |
| Funding & liquidity | 87 | 100 (stronger) |
| Problem-loan coverage | 62 | 97 (stronger) |
| Peer percentile | 6th | 78th |
| Total assets | $126.9M | $471.2M |
| Deposits / shares | $115.9M | $416.6M |
| Capital ratio | 10.14% | 12.01% (stronger) |
| Problem loans | 2.55% | 0.31% (stronger) |
| Net charge-offs | 0.34% (stronger) | 0.56% |
| Return on assets | 0.75% | 0.93% (stronger) |
| Loans ÷ deposits | 65.1% | 57.2% (stronger) |
| Uninsured deposits | 22.8% | 3.4% (stronger) |
| Offices | 4 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.0% | 0.9% |
Alabama State Employees Credit Union has the higher TellerScore (80 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Brantley Bank and Trust Company leads on 1 and Alabama State Employees Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.