Brantley Bank and Trust Company is a state-chartered bank headquartered in Brantley, Alabama, in business for about 80 years. At the end of Q2 2026 it reported $126.9M in total assets and $115.9M in deposits, with 4 offices.
Based on its Q2 2026 filing, Brantley Bank and Trust Company scores 48/100, which we describe as below average. That is higher than only 6% of 2,650 banks with $100 million – $1 billion. Among 93 banks headquartered in Alabama, it ranks 86th. Its strongest component is funding & liquidity (87/100; 65% loans-to-deposits, 23% uninsured), and its lowest is loan quality (15/100; 2.55%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 7 points (55 → 48), mostly because the loan quality component weakened by 29 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 56 |
| Q4 2024 | 45 |
| Q1 2025 | 42 |
| Q2 2025 | 55 |
| Q3 2025 | 54 |
| Q4 2025 | 55 |
| Q1 2026 | 51 |
| Q2 2026 | 48 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 11.08% |
| Q3 2024 | 11.21% |
| Q4 2024 | 10.63% |
| Q1 2025 | 10.54% |
| Q2 2025 | 10.02% |
| Q3 2025 | 10.29% |
| Q4 2025 | 10.30% |
| Q1 2026 | 10.48% |
| Q2 2026 | 10.14% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 1.25% |
| Q3 2024 | 1.97% |
| Q4 2024 | 2.72% |
| Q1 2025 | 3.02% |
| Q2 2025 | 1.68% |
| Q3 2025 | 1.90% |
| Q4 2025 | 1.78% |
| Q1 2026 | 2.42% |
| Q2 2026 | 2.55% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.35% |
| Q3 2024 | 0.52% |
| Q4 2024 | 0.46% |
| Q1 2025 | 0.23% |
| Q2 2025 | 0.46% |
| Q3 2025 | 0.56% |
| Q4 2025 | 0.61% |
| Q1 2026 | 0.72% |
| Q2 2026 | 0.75% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 48 | $126.9M | 10.14% | 2.55% | 0.75% | 65.1% |
| Q1 2026 | 51 | $122.3M | 10.48% | 2.42% | 0.72% | 67.2% |
| Q4 2025 | 55 | $116.4M | 10.30% | 1.78% | 0.61% | 70.4% |
| Q3 2025 | 54 | $116.7M | 10.29% | 1.90% | 0.56% | 66.9% |
| Q2 2025 | 55 | $122.7M | 10.02% | 1.68% | 0.46% | 66.0% |
| Q1 2025 | 42 | $118.9M | 10.54% | 3.02% | 0.23% | 66.5% |
| Q4 2024 | 45 | $109.6M | 10.63% | 2.72% | 0.46% | 73.9% |
| Q3 2024 | 56 | $111.1M | 11.21% | 1.97% | 0.52% | 71.3% |
| Q2 2024 | 61 | $108.2M | 11.08% | 1.25% | 0.35% | 70.8% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Alabama
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Citizens BankBank Greensboro, AL | 67 out of 100, Moderate | $129.2M | 12.2% | 1.87% | vs |
| The Samson Banking Company, Inc.Bank Samson, AL | 94 out of 100, Very strong | $124.5M | 14.8% | 0.00% | vs |
| First State Bank of the South, Inc.Bank Sulligent, AL | 89 out of 100, Very strong | $130.7M | 16.4% | 0.24% | vs |
| The Southern Bank CompanyBank Gadsden, AL | 76 out of 100, Strong | $133.1M | 15.1% | 1.89% | vs |
| Merchants & Farmers Bank of Greene County, AlabamaBank Eutaw, AL | 46 out of 100, Below average | $135.9M | 11.7% | 5.41% | vs |
| Peoples Bank of GreensboroBank Greensboro, AL | 59 out of 100, Moderate | $115.5M | 8.9% | 1.29% | vs |
Deposit insurance
Is my money safe at Brantley Bank and Trust Company?
Yes. Brantley Bank and Trust Company is an FDIC-insured institution (FDIC certificate #16386). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.8% of deposits ($26.4M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.14%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
Brantley Bank and Trust Company lists 4 offices in 4 cities. Most locations:
- Brantley, AL (1)
- Luverne, AL (1)
- Pike Road, AL (1)
- Ramer, AL (1)
HMDA 2025
Mortgage lending
In 2025, Brantley Bank and Trust Company reported 68 home-loan applications under HMDA (LEI 549300GE8R74OGSIP159): 45 originated ($7,215,000 total), 14 denied, and 7 withdrawn or closed by the applicant. Its denial rate on decided applications was 23.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Brantley Bank and Trust Company
- Type
- State-chartered bank
- FDIC certificate #
- 16386
- RSSD ID
- 411231
- Primary regulator
- FDIC
- Holding company
- Brantley Bcorp Inc
- Established
- March 6, 1946
- Headquarters
- 9402 N Main St, Brantley, AL 36009
- Website
- www.brantleybank.com
- Employees
- 31
Quick answers
Brantley Bank and Trust Company: common questions
Is Brantley Bank and Trust Company FDIC insured?
Yes. Brantley Bank and Trust Company is an FDIC-insured institution (FDIC certificate #16386). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Brantley Bank and Trust Company's TellerScore?
48 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Brantley Bank and Trust Company ever failed?
There is no failure record for FDIC certificate #16386 in the FDIC failed bank list.
How many branches does Brantley Bank and Trust Company have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Brantley
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Citizens BankBank Luverne, AL | 87 out of 100, Very strong | $402.6M | 14.3% | 0.76% | vs |
| Southern Independent BankBank Opp, AL | 87 out of 100, Very strong | $395.3M | 13.6% | 0.08% | vs |
| Andalusia Mills Employees Credit As Federal Credit UnionCredit union Andalusia, AL | 87 out of 100, Very strong | $3.2M | 20.5% | 0.35% | vs |
| Alabama State Employees Credit UnionCredit union Montgomery, AL | 80 out of 100, Strong | $471.2M | 12.0% | 0.31% | vs |
| CCB Community BankBank Andalusia, AL | 79 out of 100, Strong | $661.9M | 10.5% | 0.19% | vs |
| First Cahawba BankBank Selma, AL | 74 out of 100, Strong | $205.7M | 10.8% | 0.12% | vs |