Side-by-side · Q2 2026 data
Brantley Bank and Trust Company vs The Citizens Bank
Metric by metric
| Measure | Brantley Bank and Trust Company | The Citizens Bank |
|---|---|---|
| TellerScore | 48 | 67 (stronger) |
| Capital cushion | 51 | 72 (stronger) |
| Loan quality | 15 | 38 (stronger) |
| Earnings | 50 | 64 (stronger) |
| Funding & liquidity | 87 | 93 (stronger) |
| Problem-loan coverage | 62 | 89 (stronger) |
| Peer percentile | 6th | 34th |
| Total assets | $126.9M | $129.2M |
| Deposits / shares | $115.9M | $116.2M |
| Capital ratio | 10.14% | 12.22% (stronger) |
| Problem loans | 2.55% | 1.87% (stronger) |
| Net charge-offs | 0.34% | 0.06% (stronger) |
| Return on assets | 0.75% | 1.09% (stronger) |
| Loans ÷ deposits | 65.1% | 32.1% (stronger) |
| Uninsured deposits | 22.8% | 21.4% (stronger) |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 23.0% | — |
The Citizens Bank has the higher TellerScore (67 vs 48). On the 7 directional measures above (where higher or lower is clearly better), Brantley Bank and Trust Company leads on 0 and The Citizens Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.