Side-by-side · Q2 2026 data
Bravera Bank vs Western Cooperative
Metric by metric
| Measure | Bravera Bank | Western Cooperative |
|---|---|---|
| TellerScore | 67 (stronger) | 64 |
| Capital cushion | 47 | 92 (stronger) |
| Loan quality | 70 (stronger) | 0 |
| Earnings | 75 (stronger) | 71 |
| Funding & liquidity | 75 | 95 (stronger) |
| Problem-loan coverage | 88 (stronger) | 80 |
| Peer percentile | 44th | 31st |
| Total assets | $3.8B | $522.2M |
| Deposits / shares | $3.3B | $452.5M |
| Capital ratio | 9.73% | 14.20% (stronger) |
| Problem loans | 0.90% (stronger) | 3.17% |
| Net charge-offs | -0.04% (stronger) | 0.05% |
| Return on assets | 1.37% (stronger) | 1.27% |
| Loans ÷ deposits | 82.2% | 52.6% (stronger) |
| Uninsured deposits | 17.6% (stronger) | 19.6% |
| Offices | 35 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 2.2% | — |
Bravera Bank has the higher TellerScore (67 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Bravera Bank leads on 5 and Western Cooperative on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.