Side-by-side · Q2 2026 data
Brazos National Bank vs Third Coast Bank
Metric by metric
| Measure | Brazos National Bank | Third Coast Bank |
|---|---|---|
| TellerScore | 62 | 71 (stronger) |
| Capital cushion | 100 (stronger) | 64 |
| Loan quality | 0 | 83 (stronger) |
| Earnings | 75 | 75 |
| Funding & liquidity | 50 | 50 |
| Problem-loan coverage | 91 (stronger) | 87 |
| Peer percentile | 20th | 63rd |
| Total assets | $27.6M | $6.7B |
| Deposits / shares | $11.1M | $5.9B |
| Capital ratio | 56.08% (stronger) | 11.44% |
| Problem loans | 5.07% | 0.50% (stronger) |
| Net charge-offs | 0.00% | -0.01% (stronger) |
| Return on assets | 1.36% | 1.37% (stronger) |
| Loans ÷ deposits | 138.8% | 91.9% (stronger) |
| Uninsured deposits | 9.9% (stronger) | 31.0% |
| Offices | 1 | 20 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 2.2% |
Third Coast Bank has the higher TellerScore (71 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Brazos National Bank leads on 2 and Third Coast Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.