Side-by-side · Q2 2026 data
Brazos Valley Schools Credit Union vs Alliance Credit Union
Metric by metric
| Measure | Brazos Valley Schools Credit Union | Alliance Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 62 |
| Capital cushion | 56 | 59 (stronger) |
| Loan quality | 56 | 64 (stronger) |
| Earnings | 64 (stronger) | 49 |
| Funding & liquidity | 100 (stronger) | 65 |
| Problem-loan coverage | 89 (stronger) | 83 |
| Peer percentile | 50th | 30th |
| Total assets | $1.0B | $1.1B |
| Deposits / shares | $928.9M | $943.8M |
| Capital ratio | 10.63% | 10.90% (stronger) |
| Problem loans | 1.32% | 1.07% (stronger) |
| Net charge-offs | 1.04% | 0.67% (stronger) |
| Return on assets | 1.10% (stronger) | 0.72% |
| Loans ÷ deposits | 46.6% (stronger) | 95.6% |
| Uninsured deposits | 3.8% | 0.0% (stronger) |
| Offices | 12 | 16 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brazos Valley Schools Credit Union has the higher TellerScore (68 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Brazos Valley Schools Credit Union leads on 3 and Alliance Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.