Side-by-side · Q2 2026 data
Brazos Valley Schools Credit Union vs Neighborhood Credit Union
Metric by metric
| Measure | Brazos Valley Schools Credit Union | Neighborhood Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 59 |
| Capital cushion | 56 | 58 (stronger) |
| Loan quality | 56 (stronger) | 49 |
| Earnings | 64 (stronger) | 46 |
| Funding & liquidity | 100 (stronger) | 83 |
| Problem-loan coverage | 89 (stronger) | 77 |
| Peer percentile | 50th | 22nd |
| Total assets | $1.0B | $1.1B |
| Deposits / shares | $928.9M | $998.1M |
| Capital ratio | 10.63% | 10.76% (stronger) |
| Problem loans | 1.32% (stronger) | 1.54% |
| Net charge-offs | 1.04% (stronger) | 1.13% |
| Return on assets | 1.10% (stronger) | 0.66% |
| Loans ÷ deposits | 46.6% (stronger) | 77.5% |
| Uninsured deposits | 3.8% (stronger) | 7.8% |
| Offices | 12 | 14 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Brazos Valley Schools Credit Union has the higher TellerScore (68 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Brazos Valley Schools Credit Union leads on 6 and Neighborhood Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.