Side-by-side · Q2 2026 data
Breda Savings Bank vs Availa Bank
Metric by metric
| Measure | Breda Savings Bank | Availa Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 65 |
| Capital cushion | 59 (stronger) | 43 |
| Loan quality | 100 (stronger) | 91 |
| Earnings | 85 (stronger) | 58 |
| Funding & liquidity | 79 (stronger) | 55 |
| Problem-loan coverage | 100 (stronger) | 96 |
| Peer percentile | 82nd | 36th |
| Total assets | $106.0M | $1.7B |
| Deposits / shares | $84.7M | $1.4B |
| Capital ratio | 10.88% (stronger) | 9.33% |
| Problem loans | 0.00% (stronger) | 0.26% |
| Net charge-offs | 0.00% (stronger) | 0.04% |
| Return on assets | 1.62% (stronger) | 0.95% |
| Loans ÷ deposits | 65.7% (stronger) | 82.8% |
| Uninsured deposits | 29.1% (stronger) | 35.2% |
| Offices | 1 | 12 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 5.3% |
Breda Savings Bank has the higher TellerScore (82 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Breda Savings Bank leads on 7 and Availa Bank on 0. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.