Side-by-side · Q2 2026 data
Breda Savings Bank vs First Community Bank
Metric by metric
| Measure | Breda Savings Bank | First Community Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 64 |
| Capital cushion | 59 (stronger) | 44 |
| Loan quality | 100 (stronger) | 56 |
| Earnings | 85 (stronger) | 79 |
| Funding & liquidity | 79 | 83 (stronger) |
| Problem-loan coverage | 100 (stronger) | 87 |
| Peer percentile | 82nd | 26th |
| Total assets | $106.0M | $115.7M |
| Deposits / shares | $84.7M | $97.8M |
| Capital ratio | 10.88% (stronger) | 9.40% |
| Problem loans | 0.00% (stronger) | 1.32% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 1.62% (stronger) | 1.47% |
| Loans ÷ deposits | 65.7% (stronger) | 76.9% |
| Uninsured deposits | 29.1% | 15.1% (stronger) |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Breda Savings Bank has the higher TellerScore (82 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Breda Savings Bank leads on 6 and First Community Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.