Side-by-side · Q2 2026 data
Breda Savings Bank vs Security State Bank
Metric by metric
| Measure | Breda Savings Bank | Security State Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 72 |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 100 (stronger) | 29 |
| Earnings | 85 | 100 (stronger) |
| Funding & liquidity | 79 (stronger) | 40 |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 82nd | 50th |
| Total assets | $106.0M | $109.8M |
| Deposits / shares | $84.7M | $79.7M |
| Capital ratio | 10.88% | 27.26% (stronger) |
| Problem loans | 0.00% (stronger) | 2.14% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 1.62% | 2.28% (stronger) |
| Loans ÷ deposits | 65.7% (stronger) | 103.4% |
| Uninsured deposits | 29.1% (stronger) | 29.6% |
| Offices | 1 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Breda Savings Bank has the higher TellerScore (82 vs 72). On the 6 directional measures above (where higher or lower is clearly better), Breda Savings Bank leads on 4 and Security State Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.