Side-by-side · Q2 2026 data
Breda Savings Bank vs White State Bank
Metric by metric
| Measure | Breda Savings Bank | White State Bank |
|---|---|---|
| TellerScore | 82 (stronger) | 73 |
| Capital cushion | 59 | 62 (stronger) |
| Loan quality | 100 (stronger) | 56 |
| Earnings | 85 | 85 |
| Funding & liquidity | 79 | 92 (stronger) |
| Problem-loan coverage | 100 (stronger) | 92 |
| Peer percentile | 82nd | 53rd |
| Total assets | $106.0M | $109.0M |
| Deposits / shares | $84.7M | $96.4M |
| Capital ratio | 10.88% | 11.16% (stronger) |
| Problem loans | 0.00% (stronger) | 1.31% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.62% (stronger) | 1.62% |
| Loans ÷ deposits | 65.7% | 38.8% (stronger) |
| Uninsured deposits | 29.1% | 22.2% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Breda Savings Bank has the higher TellerScore (82 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Breda Savings Bank leads on 3 and White State Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.