Side-by-side · Q2 2026 data
Bridge City State Bank vs Dugood Federal Credit Union
Metric by metric
| Measure | Bridge City State Bank | Dugood Federal Credit Union |
|---|---|---|
| TellerScore | 76 | 87 (stronger) |
| Capital cushion | 67 | 84 (stronger) |
| Loan quality | 97 | 97 |
| Earnings | 64 | 76 (stronger) |
| Funding & liquidity | 60 | 80 (stronger) |
| Problem-loan coverage | 99 | 99 |
| Peer percentile | 64th | 91st |
| Total assets | $246.8M | $609.4M |
| Deposits / shares | $199.7M | $520.8M |
| Capital ratio | 11.71% | 13.37% (stronger) |
| Problem loans | 0.08% (stronger) | 0.09% |
| Net charge-offs | -0.00% (stronger) | 0.19% |
| Return on assets | 1.09% | 1.41% (stronger) |
| Loans ÷ deposits | 66.8% (stronger) | 80.3% |
| Uninsured deposits | 45.1% | 8.4% (stronger) |
| Offices | 3 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.7% | 19.5% |
Dugood Federal Credit Union has the higher TellerScore (87 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Bridge City State Bank leads on 3 and Dugood Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.