The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (75 → 76).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Texas

Yes. Bridge City State Bank is an FDIC-insured institution (FDIC certificate #18155). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 45.1% of deposits ($90.1M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.71%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 21.03% (benchmark: 10%).

Check how much of your own balance is covered

Bridge City State Bank lists 3 offices in 3 cities. Most locations:

• Bridge City, TX (1)
• Lumberton, TX (1)
• Orange, TX (1)

All branch addresses and map

In 2025, Bridge City State Bank reported 55 home-loan applications under HMDA (LEI 549300K77IQXQEIYGA47): 51 originated ($12,255,000 total), 2 denied, and 1 withdrawn or closed by the applicant. Its denial rate on decided applications was 3.7%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Bridge City State Bank

Type

State-chartered bank

FDIC certificate #

18155

RSSD ID

43959

Primary regulator

FDIC

Holding company

Odom Amtex Holdings Trust the

Established

February 27, 1960

Headquarters

701 W Round Bunch Rd, Bridge City, TX 77611

Website

www.bridgecitybank.com

Employees

38