Side-by-side · Q2 2026 data
Bridgeton Onized Federal Credit Union vs H. E. Telephone Federal Credit Union
Credit union
Bridgeton Onized Federal Credit Union
Cedarville, New Jersey · Under $100 million in assets
Credit union
H. E. Telephone Federal Credit Union
Rochelle Park, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Bridgeton Onized Federal Credit Union | H. E. Telephone Federal Credit Union |
|---|---|---|
| TellerScore | 45 | 73 (stronger) |
| Capital cushion | 27 | 100 (stronger) |
| Loan quality | 60 (stronger) | 52 |
| Earnings | 29 (stronger) | 27 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 72 | 91 (stronger) |
| Peer percentile | 5th | 47th |
| Total assets | $49.7M | $46.4M |
| Deposits / shares | $44.7M | $39.2M |
| Capital ratio | 7.73% | 15.14% (stronger) |
| Problem loans | 1.19% (stronger) | 1.45% |
| Net charge-offs | 1.68% | 0.52% (stronger) |
| Return on assets | 0.23% (stronger) | 0.17% |
| Loans ÷ deposits | 101.7% | 56.6% (stronger) |
| Uninsured deposits | 1.3% (stronger) | 8.0% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
H. E. Telephone Federal Credit Union has the higher TellerScore (73 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Bridgeton Onized Federal Credit Union leads on 3 and H. E. Telephone Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.