Side-by-side · Q2 2026 data
Bridgeton Onized Federal Credit Union vs N.J.T. Employees Federal Credit Union
Credit union
Bridgeton Onized Federal Credit Union
Cedarville, New Jersey · Under $100 million in assets
Credit union
N.J.T. Employees Federal Credit Union
Waldwick, New Jersey · Under $100 million in assets
Metric by metric
| Measure | Bridgeton Onized Federal Credit Union | N.J.T. Employees Federal Credit Union |
|---|---|---|
| TellerScore | 45 | 66 (stronger) |
| Capital cushion | 27 | 62 (stronger) |
| Loan quality | 60 | 71 (stronger) |
| Earnings | 29 (stronger) | 26 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 72 | 97 (stronger) |
| Peer percentile | 5th | 32nd |
| Total assets | $49.7M | $39.5M |
| Deposits / shares | $44.7M | $34.6M |
| Capital ratio | 7.73% | 11.23% (stronger) |
| Problem loans | 1.19% | 0.87% (stronger) |
| Net charge-offs | 1.68% | 0.74% (stronger) |
| Return on assets | 0.23% (stronger) | 0.14% |
| Loans ÷ deposits | 101.7% | 20.6% (stronger) |
| Uninsured deposits | 1.3% (stronger) | 3.7% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
N.J.T. Employees Federal Credit Union has the higher TellerScore (66 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Bridgeton Onized Federal Credit Union leads on 2 and N.J.T. Employees Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.