Side-by-side · Q2 2026 data
Bridgewater Bank vs Trustone Financial Credit Union
Metric by metric
| Measure | Bridgewater Bank | Trustone Financial Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 68 |
| Capital cushion | 66 (stronger) | 60 |
| Loan quality | 84 (stronger) | 74 |
| Earnings | 72 (stronger) | 60 |
| Funding & liquidity | 48 | 70 (stronger) |
| Problem-loan coverage | 94 (stronger) | 90 |
| Peer percentile | 66th | 50th |
| Total assets | $5.4B | $6.1B |
| Deposits / shares | $4.4B | $4.6B |
| Capital ratio | 11.65% (stronger) | 10.99% |
| Problem loans | 0.49% (stronger) | 0.78% |
| Net charge-offs | 0.04% (stronger) | 0.71% |
| Return on assets | 1.30% (stronger) | 1.01% |
| Loans ÷ deposits | 100.0% | 90.6% (stronger) |
| Uninsured deposits | 26.2% | 8.6% (stronger) |
| Offices | 9 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 4.5% | 22.2% |
Bridgewater Bank has the higher TellerScore (72 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Bridgewater Bank leads on 5 and Trustone Financial Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.