Side-by-side · Q2 2026 data
Brighton Bank vs First Electronic Bank
Metric by metric
| Measure | Brighton Bank | First Electronic Bank |
|---|---|---|
| TellerScore | 78 | 91 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 84 | 100 (stronger) |
| Earnings | 94 | 100 (stronger) |
| Funding & liquidity | 59 (stronger) | 39 |
| Problem-loan coverage | 94 | 100 (stronger) |
| Peer percentile | 72nd | 96th |
| Total assets | $321.6M | $502.9M |
| Deposits / shares | $278.8M | $285.6M |
| Capital ratio | 11.67% | 46.82% (stronger) |
| Problem loans | 0.49% | 0.01% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.11% |
| Return on assets | 1.86% | 7.94% (stronger) |
| Loans ÷ deposits | 76.2% | 71.1% (stronger) |
| Uninsured deposits | 37.7% (stronger) | 98.3% |
| Offices | 5 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
First Electronic Bank has the higher TellerScore (91 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Brighton Bank leads on 2 and First Electronic Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.